The beginner’s guide to getting a mortgage

Mortgages aren’t known for being quick and easy, but they certainly don’t need to be a cause of stress.In this blog, we’ll take you through the process of getting a mortgage so that your house-buying experience will be as smooth as possible. It definitely helps to plan ahead and be prepared, while managing your expectations will save you a lot of headaches too.

1. Save up

The reason this is first on the list is that saving enough for a house deposit is not a quick process! It’s a good idea to start as soon as possible, even if you don’t see yourself owning your own home for a while. Help to Buy is a government scheme to help first time buyers save deposits for new build properties – it’s a good way of making your money go further.

Saving is not just about building up a five-figure sum for you to put down against your house. It’s also about proving to lenders that you can be responsible about your money. Mortgage lenders will want to see your bank statements – if they can see you’ve raided your precious savings for a holiday or a spending spree, they might think twice before lending you money to buy a house.

2. Are you ready to buy a house?

To answer this question, you need to do your sums. Maybe your mortgage repayments would be the same or less than your rent, but could you afford the life insurance, building and contents insurance that you would need too? Could you cover the costs your landlord used to cover, like fitting a new boiler or repairing the roof? Be honest with yourself and be realistic too – you don’t want to over-stretch yourself in the future.

Another factor is your credit rating. If you have a particularly poor credit rating or heavy debts after a bad patch, it could be worth waiting a few years for your credit score to recover. If you try and get a mortgage while your credit rating is still poor, you could end up with very expensive repayments.

3. What can you afford?

To get a mortgage, you’ll need to save a minimum of 5% of the property price. Bear in mind that the more you borrow, the more you will need to pay back. People who borrow more than 90% of the property price pose a greater risk to the lender than people who borrow less, so be prepared for higher mortgage repayments.

In 2017, the average property price for a first time buyer was just over £200,000. A 10% deposit would therefore be £20,000 and a 5% deposit would be £10,000. If you could save a percentage of your income each month, would you eventually be able to raise between £10,000 and £20,000? Would you be able to save more, or less? How much have you put aside already? Answering these questions will help you to decide what value of house you could afford.

4. Come and see a mortgage broker

Unlike high street lenders, mortgage brokers (like Yes Mortgage Services) have access to a wide range of mortgages, including ones that aren’t advertised publicly by banks and building societies. Working with a mortgage broker can be less intimidating than seeing someone at the bank – we are here for you, not for the lender. You’ve got the best chance of getting a good deal that’s right for you if you go through an independent mortgage broker.

Your mortgage broker will want to see proofs of income and expenditure (payslips, bank statements, bills etc) to show that you can afford monthly mortgage repayments. They will tell you what information they need from you. They will then show these documents to the lender who will decide whether or not to lend to you.

5. Get an Agreement in Principle

An AIP proves that a mortgage lender would be willing to lend to you in your current financial circumstances. It is not the same as the mortgage loan, which you will not need until you have had your house offer accepted.

This is also the point at which you should start house-hunting seriously. You don’t want to get an AIP then not put in an offer on a house until months later. Mortgage offers can change so they need to be based on current circumstances, not those of last year. Aim to put in an offer on a house within six weeks of getting your AIP.

6. Take out your mortgage

After your offer has been accepted, the house-buying process (conveyancing) begins, usually conducted by a solicitor. When both the buyer and the seller complete the sale, the money will be moved by the solicitor to the seller’s bank account to pay for the house. Once you’ve moved in, you can finally relax, knowing that you’ve got a house you love and mortgage repayments you can afford.

An independent mortgage broker will work for you, not the lender, to find the best mortgage for your circumstances. For a free, no-obligation consultation with Yes Mortgage Services, contact us today on 0800 612 5596.

Our Score
Our Reader Score
[Total: 0 Average: 0]

At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Yes Mortgage Services

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[email protected]

We don’t charge a broker fee

We are on Instagram
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!⁣
⁣
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!⁣

Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
...

1 0
🕗🏡 We offer appointments at a time and place that suits you⁣
⁣
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you're not busy with work - we are available for you. ⁣
⁣
And the best bit? We don't charge a broker fee so our advice to you is free!⁣
⁣
Send us a DM or call us on 0800 612 5596 to book your appointment.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

🕗🏡 We offer appointments at a time and place that suits you⁣

So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you. ⁣

And the best bit? We don`t charge a broker fee so our advice to you is free!⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
...

1 0
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it's always a good idea to make sure your details are up to date. ⁣
⁣
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date. ⁣

Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
...

0 0
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣
⁣
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣
⁣
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee! 

Call us on 0800 612 5596 or send us a message.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣

But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣

If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!

Call us on 0800 612 5596 or send us a message.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
...

2 0
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣
⁣
Looking for mortgage advice? Rest assured, we'll be by your side every step of the way. We'll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣

Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
...

4 0
What's the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣
⁣
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation

What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣

Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
...

1 0
There's no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣
⁣
👉 The cost of the property you're looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣
⁣
These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣
⁣
We know navigating the mortgage process can be overwhelming, but we're here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣

👉 The cost of the property you`re looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣

These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣

We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

1 0
The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here's what you need to know in a nutshell:⁣
⁣
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It's completely interest-free! ⁣
🏡 Whether it's your first home or a move to accommodate your family's changing needs, this scheme has you covered.⁣
⁣
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy

The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:⁣

🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It`s completely interest-free! ⁣
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.⁣

Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
...

0 0
Sticking with the same mortgage lender may not always be the wisest choice. ⁣
⁣
Just because your current lender worked for you in the past doesn't mean it's still the best fit for your current needs.⁣
⁣
So, it's crucial to take your time and explore what different lenders have to offer. ⁣
⁣
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣
⁣
Whether you're looking to save money, release equity, or consolidate debt, we're here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣
⁣
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

Sticking with the same mortgage lender may not always be the wisest choice. ⁣

Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.⁣

So, it`s crucial to take your time and explore what different lenders have to offer. ⁣

By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣

Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣

Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
...

1 0
Planning for your family's future?⁣
⁣
Family income benefit is a life insurance designed to replace lost income if the insured person passes away. ⁣
⁣
But...⁣
⁣
Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term. ⁣
⁣
It's like having a financial safety net in place, bringing peace of mind to you and your family.⁣
⁣
If you'd like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣
⁣
⁣
...⁣
⁣
#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies

Planning for your family`s future?⁣

Family income benefit is a life insurance designed to replace lost income if the insured person passes away. ⁣

But...⁣

Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term. ⁣

It`s like having a financial safety net in place, bringing peace of mind to you and your family.⁣

If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣


...⁣

#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
...

3 0
Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children's Day, here are our top tips to make your house move easier on the young ones:⁣
⁣
🏡 Give children time to get used to the idea of moving by telling them as early as possible.⁣
⁣
🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.⁣
⁣
🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.⁣
⁣
🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.⁣
⁣
🏡 Have some snacks, comfort items and entertainment to hand on moving day.⁣
⁣
🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.⁣
⁣
🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.⁣
⁣
🏡 Be considerate if they're feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.⁣
⁣
Save this for when you find your new home or share it to help someone moving with their children in toe.⁣
⁣
...⁣
⁣
#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures  #homemover #homepurchase #newadventures #taketheleap #househuntingtips  #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday

Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children`s Day, here are our top tips to make your house move easier on the young ones:⁣

🏡 Give children time to get used to the idea of moving by telling them as early as possible.⁣

🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.⁣

🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.⁣

🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.⁣

🏡 Have some snacks, comfort items and entertainment to hand on moving day.⁣

🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.⁣

🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.⁣

🏡 Be considerate if they`re feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.⁣

Save this for when you find your new home or share it to help someone moving with their children in toe.⁣

...⁣

#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures #homemover #homepurchase #newadventures #taketheleap #househuntingtips #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday
...

5 0