First Time Buyers
Buying your first home is an exciting time in your life and we are here to guide you through the process and to ensure you enjoy it.
Our aim is that if you are looking to get a mortgage and to buy your first home, you will want to have a mortgage Broker who not only understands your situation and budget but who will support you through the whole house buying process.
So the best bit – we do not charge a broker fee but we will look to the whole of the market to ensure you get the right deal (meaning we search thousands of potential mortgage options to find the find one for your situation. No additional costs so when every penny counts we are not adding to the expenses you will need to cover.
How we can help?
We understand that buying your first home can be very exciting, yet because it likely to be the biggest financial commitments you make – the process and the language used may be daunting and a bit scary. In fact you might think the Estate Agent, Solicitor and your Mortgage Broker are talking a different language – with our help (here on the blog) and your personal Mortgage Advisor we will make the process as clear, simple and straightforward as possible.
Our Mortgage Advisors will not only cut through jargon – they will be available to talk through all of your questions and will have access to information you don’t such as lenders credit and affordability criteria. Including if you are wanting to use the Help to Buy Scheme to buy a new build property. There are different rates and criteria in different parts of the UK so talk to us to see if you are eligible. [hyperlink to that page]
Our free expert advice covers a wide range guidance for first time buyers; everything from how to save for your deposit, getting your credit score healthy so you and your finances are mortgage ready, right the way through to choosing the right building surveys and solicitors.
We understand that you may need an out of hours appointment, which is why your personal Mortgage Advisor will help you find a time that suits you best, be that of an evening once the children have gone to bed or at the weekend.
Your Mortgage Advisor will assess your personal financial situation and talk you through your affordability options, so that you know how much you can afford when you go house hunting.