FAQs
WHY YES MORTGAGE SERVICES
Rather than charging our customers for advice, we are paid a commission directly by the lender (in the same way that all other Mortgage Advisors or Mortgage Brokers are).
This means you don’t have to pay us a penny for our services. Once we’ve recommended a particular mortgage, you will receive a key facts illustration document, which will tell you about any costs relating to the mortgage and any fees we will receive from the Lender.
As a company, we believe everyone should have access to quality financial advice regardless of their financial status. We want to look after you for the lifetime of your mortgage/home ownership ensuring that you never have to pay more than you should on your loan, whether you remortgage, move home or make any subsequent property purchase.
Always check with any broker you are considering using how much you will be charged and make sure you have this information in writing before you proceed. Even though we at Yes Mortgage Services Limited don’t charge you any fees, we will always let you know exactly how much we will receive in commission from the lender.
As well as understanding how much you’ll have to pay for mortgage advice, you should always check with any broker you are considering using whether the advice they offer is restricted or not. If it is restricted, that means they will only be able to offer you mortgages from one or just a few lenders. Again at Yes Mortgage Services Limited we’re not tied to any particular provider or even a limited selection of providers – we have access to a wide range of products from both the High Street Lenders and specialist products not available elsewhere, which means we can look across to all lenders to help you find the right deal that will suit your personal needs and situation.
Your Mortgage Advisor will automatically keep you updated by phone and email. Should you wish to discuss your mortgage application at any time then please just call.
Your personal Mortgage Advisor will be able to explain any queries you have.
FIRST TIME BUYERS
A mortgage, also called a mortgage loan, is the money you borrow from a lender towards the cost of a house or flat.
The lender will charge you ‘interest’ in return for lending you the money. Therefore over the term of the mortgage you will need to pay the lender interest, and repay the amount you originally borrowed fully before the mortgage ends.
The security for the loan is the property itself. This means that if you do not keep up your mortgage repayments, the lender may decide to get their money back by repossessing your home and selling it. For this reason, taking on a mortgage is probably the biggest financial commitment you will ever make.
FINANCES
Every Mortgage Lender will be different in their approach to what you can borrow and unfortunately there is no set calculation. The actual amount you’re able to borrow will be determined by eligibility: the cost of the property you wish to purchase, the size of deposit you have, your income and affordability (taking into account your monthly financial commitments and any future commitments).
Our Mortgage Calculator can give you an initial idea but it’s worth booking a call for us to provide you with bespoke mortgage advice based on your needs & circumstances.
Depending on circumstances we can look at mortgages that start with just a 5% deposit.
If you’re able to save more and can afford a bigger deposit, you’ll probably get a better rate.
The answer to this is simply down to what you can afford. We would always advise speaking to Mortgage Advisor to ascertain what mortgage term (or length) is suitable to your circumstances.
The answer to this is simply down to your situation and what you can afford; although in some cases it might be a lender’s condition for the loan to be repaid by a certain age.
We would advise speaking to one of our Mortgage Advisors to ascertain what term is suitable to your circumstances.
All lenders have different forms of acceptable income. By discussing your whole situation and income with one of our Mortgage Advisors, we can explain which lenders will accept your income. We have access to lenders who accept other forms of income and not just your salary. Income such as zero hours contacts, foster parent income, rental income, DWP income & allowances, irregular commission & bonuses and shift allowances.
Lenders will want us to show them proof of your income as well as your outgoings, including things like childcare costs and utility bills.
You’ll therefore be asked for at least 3 months worth of recent payslips together, or your annual accounts if you’re self-employed, as well as bank statements detailing your monthly spending.
Lenders will also want to see proof that you are who you say you are, and you will need to produce photo ID such as passport or driving license, and recent utility or council tax bills showing your address.
Remember, if you’re not sure about any part of the mortgage process, get professional help.
Our mortgage advisors know that getting a mortgage isn’t always easy or straightforward, so they can answer any questions you have and help you find the mortgage that suits you and your situation best.
We have a comprehensive range of products from across the market; this includes products to help people that may have had issues with credit in the past.
Typically the list of fees could include:
Valuation fee – charged by the lender to value the property and generally paid up front with your application
Solicitors fees – charged by the solicitor to complete the conveyancing transactions on the property. Your solicitor may ask for part of this to be paid up front when you instruct them and the remainder is paid upon completion.
Stamp duty land tax – a tax levied by the government on any property purchase over a particular price.
Lender arrangement fees/Booking fees – charged by the lender for arranging the loan. This can be added to the loan in most circumstances but will therefore increase the size of the loan.
Broker fees – rather than charging our customers for advice, we are paid a commission directly by the lender (in the same way that all other Mortgage Advisors or Mortgage Brokers are).
Both of these rates are variable which means that they may change as the Bank of England changes the base rate.
A standard variable rate is the lenders normal mortgage rate, ie does not include any discounts or deals. It tends to follow the Bank of England rate, but not exactly.
A tracker mortgage is linked to a particular base rate, which it moves up and down with (‘tracks’). Two of the most common rates that may be tracked are the Bank of England Base Rate, and LIBOR (London Interbank Offered Rate).
The higher lending charge, previously known as a mortgage indemnity guarantee (MIG), is a fee charged by a mortgage lender where the amount borrowed exceeds a given percentage of the value of the property. This fee is then used by the lender to purchase an insurance policy designed to protect it (the mortgagee) against loss in the event of you defaulting and not able to repay your mortgage.
When you take out a mortgage with an initial deal on an e.g. fixed, tracker or discounted rate basis, should you repay the mortgage in full or part before the deal ends, you usually will have to pay an Early Repayment Charge which, in most cases, is charged as a percentage of the loan.
Some mortgages will offer a ‘portability’ option which means that if you move house when you are still tied into your deal, you can ‘port’ the mortgage to the new property and avoid the Early Repayment Charge.
The first and most important thing we do is contact your lender as soon as possible. Lenders are required to treat borrowers in this position “sympathetically and positively”.
Lenders generally have telephone helplines and debt counselling facilities which may be able to help you.
WHICH MORTGAGE TO CHOOSE?
Different mortgages are available for different needs and one of the most difficult aspects of organising your mortgage is sorting through the hundreds of mortgage deals currently available. We can do this for you and we do not charge a fee for doing so. To establish what is suitable for you it is important to take into account your current situation as well as your priorities and longer term plans.
Because we don’t charge a fee, and because we work across a comprehensive panel of lenders from both the High Street and Specialist Lenders – we recommend speaking to a Mortgage Advisor early in the process.
Normally you can choose the date of your direct debit at the time of your application. Your first mortgage payment will vary based on the date of your completion.
As a general rule of thumb, it will be taken approximately two weeks after your completion date. You will be sent a welcome pack from your lender detailing your first payment.
A repayment mortgage is where you pay the interest as well as the capital borrowed, so your mortgage balance is reduced every time you make a payment. In the early years you will pay mostly the interest and a little towards your capital but in the later years you pay more towards the capital.
Yes, we can advise you on the Forces Help to Buy scheme mortgages.
REMORTGAGING
Remortgaging is the act of switching your existing mortgage to a new deal, either with your existing lender or to a different lender. You’re not moving house and the new mortgage is still secured against the same property.
You may consider this option if your existing mortgage deal has expired and you want to look for a more competitive mortgage deal.
Remortgaging is also an option if your personal circumstances have change.
When you take out a mortgage with an initial deal on an e.g. fixed, tracker or discounted rate basis, should you repay the mortgage in full or part before the deal ends, you usually will have to pay an Early Repayment Charge which, in most cases, is charged as a percentage of the loan.
Some mortgages will offer a ‘portability’ option which means that if you move house when you are still tied into your deal, you can ‘port’ the mortgage to the new property and avoid the Early Repayment Charge.
Conveyancing refers to the legal work completed by the solicitor or conveyancer you choose when buy or sell a property.
INSURANCE
Our qualifications enable us to look at your unique circumstances and can recommend based on the situation. Yes it is easy to look at the comparison websites and apply for their best rate or
cheapest deal – but you could end up with the wrong level of cover, or worst case even being refused a policy. Instead our qualifications and specialist advisors means we can source and identify which providers and products you are more likely to be eligible and approved for. We do not charge you a fee for our advice, but we will receive a commission from the Insurance provider should you accept their policy
It’s not a legal requirement to take out mortgage protection insurance. However, it will protect your asset for the mortgage term and give you the peace of mind that your family would be able to remain in the property in the event of your death, or should you suffer a critical or long term illness.
Your mortgage lender will insist buildings insurance is in place as you move into your new home.
You have to have a valuation if you are buying with a mortgage but do not need to have a survey. However, in most situations it is advisable. Your Mortgage Advisor can explain about the different types of survey available to you.
There are a variety of different insurance products available and each person will have different needs depending on their circumstances. Our Protection Advisor will talk you through the various options available and advise you on any recommended products and level of cover specific to your circumstances.
We recommend that you take out the appropriate insurance for you as soon as possible, in order to protect you from the unknown. Our advisors can talk this through and recommend start dates. Buildings insurance needs to be in place from the date of exchange in order that completion can go ahead.
You must be a UK resident and 18 years old at the time of applying.
LIFE INSURANCE
No, it is not a legal requirement to take out life insurance with your mortgage, but we recommend you seriously consider it. One of the main reasons why people take out life insurance is to ensure that their families can carry on paying the mortgage, in the event of death or serious illness. The consequences of not being able to pay the mortgage could end in your family being forced to sell the home and move out.
GENERAL HOME INSURANCE
Although not a legal requirement to take out buildings and contents insurance with your mortgage, the Lender will require you to take out buildings insurance from the date of exchange in order to protect its investment in your property.
Buildings insurance needs to be in place from the date of exchange in order that completion can go ahead.
However, there could be a penalty to pay for the early cancellation of buildings and contents insurance.
LANDLORD INSURANCE
Landlord insurance isn’t a legal requirement, but if the worst happens it gives you vital protection for your property investment. Many mortgage lenders make it a requirement of taking out a buy to let mortgage
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🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
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#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
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Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
...
Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:
👉 The cost of the property you`re looking to purchase.
👉 The size of your deposit.
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.
These factors, combined, will determine your eligibility and help shape the amount you can borrow.
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage.
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:
👉 The cost of the property you`re looking to purchase.
👉 The size of your deposit.
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.
These factors, combined, will determine your eligibility and help shape the amount you can borrow.
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage.
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.
🏡 It`s completely interest-free!
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.
🏡 It`s completely interest-free!
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
Sticking with the same mortgage lender may not always be the wisest choice.
Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.
So, it`s crucial to take your time and explore what different lenders have to offer.
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.
Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Sticking with the same mortgage lender may not always be the wisest choice.
Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.
So, it`s crucial to take your time and explore what different lenders have to offer.
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.
Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Planning for your family`s future?
Family income benefit is a life insurance designed to replace lost income if the insured person passes away.
But...
Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term.
It`s like having a financial safety net in place, bringing peace of mind to you and your family.
If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.
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#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
Planning for your family`s future?
Family income benefit is a life insurance designed to replace lost income if the insured person passes away.
But...
Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term.
It`s like having a financial safety net in place, bringing peace of mind to you and your family.
If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.
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#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children`s Day, here are our top tips to make your house move easier on the young ones:
🏡 Give children time to get used to the idea of moving by telling them as early as possible.
🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.
🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.
🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.
🏡 Have some snacks, comfort items and entertainment to hand on moving day.
🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.
🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.
🏡 Be considerate if they`re feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.
Save this for when you find your new home or share it to help someone moving with their children in toe.
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#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures #homemover #homepurchase #newadventures #taketheleap #househuntingtips #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday
Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children`s Day, here are our top tips to make your house move easier on the young ones:
🏡 Give children time to get used to the idea of moving by telling them as early as possible.
🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.
🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.
🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.
🏡 Have some snacks, comfort items and entertainment to hand on moving day.
🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.
🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.
🏡 Be considerate if they`re feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.
Save this for when you find your new home or share it to help someone moving with their children in toe.
...
#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures #homemover #homepurchase #newadventures #taketheleap #househuntingtips #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday
To move or not to move? That is the question!
Deciding to move home is a personal one and depends on your unique circumstances. But here are some points to consider when navigating this important choice,
✅ A fresh start - If you’re feeling stuck in a rut or need a change of scenery, moving home can be the perfect way to start over.
✅ Closer to loved ones - If you’re moving to be closer to family or friends, it makes the transition much easier.
✅ More space - If you’re cramped for space in your current home, moving to a bigger property can be a great solution.
❌ Cost of moving - Moving home can be an expensive process, especially if you’re hiring professionals to do the heavy lifting.
❌ Packing and unpacking - It can be overwhelming if you’re not prepared for the amount of work involved.
❌ Adjusting to a new home - Adjusting to a new home can be difficult, especially if you’re used to your current surroundings.
Are you considering taking the leap? Let us know in the comments and remember to hit follow for more tips.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
To move or not to move? That is the question!
Deciding to move home is a personal one and depends on your unique circumstances. But here are some points to consider when navigating this important choice,
✅ A fresh start - If you’re feeling stuck in a rut or need a change of scenery, moving home can be the perfect way to start over.
✅ Closer to loved ones - If you’re moving to be closer to family or friends, it makes the transition much easier.
✅ More space - If you’re cramped for space in your current home, moving to a bigger property can be a great solution.
❌ Cost of moving - Moving home can be an expensive process, especially if you’re hiring professionals to do the heavy lifting.
❌ Packing and unpacking - It can be overwhelming if you’re not prepared for the amount of work involved.
❌ Adjusting to a new home - Adjusting to a new home can be difficult, especially if you’re used to your current surroundings.
Are you considering taking the leap? Let us know in the comments and remember to hit follow for more tips.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
