Stamp Duty – What is it?
Stamp Duty – what is it? When you buy a residential property or land in either England or Northern Ireland and its value exceeds £125k, you will have to pay what’s known as Stamp Duty Land Tax – more commonly abbreviated by estate agents and mortgage...
I’ve Come into Some Money – Should I Pay off my Mortgage?
If you’ve had a recent windfall, be it from a bonus at work, an inheritance or even a lottery win, you might be considering paying off your mortgage or at least paying off a sizeable chunk of it. Ask a reputable mortgage advisor whether doing so is a prudent move or...
Can the Government’s Help to Buy Scheme Help me Get on the Property Ladder?
If you’re someone with ambitions to get on the property ladder, but you’ve not approached a mortgage broker because your figures just don’t add up to enough, then you should definitely keep reading. That’s because if you’re in the market for your first home, the...
Benefits of remortgaging
Remortgaging is when you take out a second or subsequent mortgage on a property you already own. You might do it to benefit from better interest rates or better terms, or to borrow more money against the value of your home. Depending on the terms of your first...