Posted on Google  
 
  
 
 
 Charlie Sealey 
 
9 June 2026
 
 
  
Michael was so friendly and approachable, he made sure everything was explained in detail and ensured I understood. Can’t thank him enough for all his help!
  
 
 
 
 
 
 Posted on Facebook  
 
  
 
 
 Trish Hornby 
 
11 November 2021
 
 
 recommends 
Mike and his team show passion, knowledge and a genuine interest in achieving the best for their clients, this is what makes them a truly professional Financial service with fantastic results. Can't thank them enough. Thanks Mike the champagne is on ice! Trish & Aimee x
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Holly Evans 
 
16 December 2025
 
 
  
Mike and Kelly at YES Mortgage Services were incredibly helpful and supportive with the process of getting my mortgage and income protection insurance. They were on hand to answer any questions I had and made sure I understood everything as a first time buyer. I’ll definitely be using them again when the time comes to renew!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Abbie Robinson 
 
9 November 2022
 
 
  
Michael our mortgage advisor was really great , got the job done and was available if we needed him . After a long nine months and a offer renewal we were really happy with the service we received . Given the market Michael still secured us a good deal , with cashback Thank you Yes mortgages :)
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Toby Tuesday 
 
30 September 2022
 
 
  
My partner and I went to three different mortgage brokers for quotes and Michael at yes mortgages got us more money at a better rate than any one esle which enabled us to buy out first home. Always available to contact and give advice to us. Would highly recommend to anyone
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 David Petchey 
 
7 May 2024
 
 
  
Mortgage made easy! Michael was so helpful with my mortgage application, with very easy fact finding to enable the best match to suit my budget. Always quick to reply to my emails and queries. Can’t thank him enough.
  
 
 
 
 
 
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 Jacob exton 
 
16 June 2025
 
 
  
Yes mortgages - fantastic Michael was excellent throughout. My partner is cabin crew and we know the troubles that this potentially comes with when getting a mortgage, Michael was super friendly, knowledgeable and worked his magic to get us an offer we wanted. I would highly recommend.
  
 
 
 
 
 
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 Sam 
 
24 September 2023
 
 
  
Michael was amazing! I had an amazing experience with Michael from Yes Mortgages, he found me the best mortgage provider and rate. Without him I wouldn’t have found my first home! Thank you
  
 
 
 
 
 
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 Tom 
 
2 February 2024
 
 
  
Mortgage Broker experience with Michael Michael was absolutely fantastic in helping me secure my first mortgage. Initially I got an Offer from my Bank but as rates dropped, they wouldn’t budge unless I completely reapplied. I was then recommended to use Michael. He was able to reduce my rate twice without any hassle. I would not hesitate to recommend him and Yes Mortgages.
  
 
 
 
 
 
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 Philippa Ingham 
 
5 January 2024
 
 
  
Thanks Michael We can't thank Michael enough for his help in finding the right mortgage. With our salary structure and porting our current mortgage, he was incredibly informative, professional and always available when we had a query or needed advice. He always replied in a timely manner and really made the house buying process less stressful. We cannot recommend Mike enough. Thank you again!
  
 
 
 
 
 
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 Ben Willis 
 
22 August 2024
 
 
  
Best of the best! From beginning to end Michael was so knowledgable, helpful at the crazy hours I had questions and a huge support when buying my first property. I’ve already raved about him and recommended him to my friends. He made the process so simple for me and with a busy life that was exactly what I needed. Thank you Michael I will be forever grateful.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Martyna Kozdra 
 
17 August 2021
 
 
  
Michael sorted my mortgage for me and I honestly couldn't fault him! He was very knowledgeable and professional from the start and really took the time to explain all the options to me. The communication was great and he responded to all my queries very fast. Michael made the whole process very stress free and quick for me as a first time buyer and I would definitely recommend him! Thanks again
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Charlotte Smith 
 
4 August 2022
 
 
  
A HUGE thank you to Michael at YES Mortgage Services for all of his help in securing me my first mortgage. I honestly wouldn’t have been able to do it without him. The way I’m paid isn’t straightforward and a lot of banks and lenders don’t understand my payslip. Michael made sure that everything was taken into consideration in order to secure me the best mortgage deal. He kept me updated with the progress of it and always made sure we overcame any issues that arose. Absolutely amazing service and I couldn’t recommend Michael more!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Paula Clifford 
 
27 April 2023
 
 
  
At last a Brooker (Michael) who helped, listened and actually got me a remortgage. He was professional and always communicated with me through out the process and never gave up. The whole process was quick, clear and easy and I would recommend Yes Mortgages 100%. Thank you
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Lauren Warren 
 
16 November 2023
 
 
  
Very supportive and responsive to enquiries Michael was so helpful every step of the way and answered all of our questions. It was our first time buying a house, but Michael put as at ease. Not only that, but after applying for a mortgage, we had three revised mortgage offers with a lower rate and it saved us so much money. I would definitely recommend Michael and Yes Mortgage Services
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Connor Downes 
 
20 February 2025
 
 
  
Big thanks to Kelly and Michael at YES. They were extremely helpful and sorted pretty much every possible step with regard to Mortgages/Insurance. As a first time buyer they made the experience stress-free and easy. I wouldn't hesitate to use their services again.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Lucinda Hayes 
 
14 January 2023
 
 
  
Huge appreciation to Micheal who helped me and my friend secure our mortgage, he was so friendly and helpful from start to finish. Always on hand to help when we had a query. We simply wouldn’t have been able to do it without him so thank you! Highly recommend. Amazing service.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Ash 
 
14 July 2024
 
 
  
Amazing cannot recommend enough!!! Michael was nothing but amazing!! He was responsive and proactive and really went out of his way to help me with the whole mortgage process from start to finish. He always responded to any queries super quickly and was so helpful. Put the other mortgage advisor I spoke with to shame!!
  
 
 
 
 
 
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 Michelle McWalter 
 
9 September 2022
 
 
  
Exceptional service Michael couldn’t have been more professional, dedicated and helpful. My mortgage was complicated for multiple reasons but Michael found a solution to each obstacle thrown in his way. I am now happily settled in my new home and should I ever need to move again I will be calling Michael at Yes Mortgages.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Chloe 
 
1 April 2023
 
 
  
Michael was great throughout, can’t recommend enough. Me and my partner now have our own home all thanks to him. He was able to explain our complicated wage slips to our lender with ease. 10/10 service!
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Amanda Bradley 
 
21 September 2026
 
 
  
Excellent service Fabulous service from Michael and the team. Nobody would give us a mortgage but Michael found us a great deal. Can’t recommend highly enough. Thank you!!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Doo Chahul 
 
7 May 2026
 
 
  
We had a great experience with YES Mortgage Services Limited. Michael was always easy to contact whenever we had questions, and he answered everything clearly with no issues at all. The whole process felt smooth and well supported. We would definitely recommend Michael (YES mortgage services) to friends and family.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Suzanne Forbes 
 
4 October 2023
 
 
  
Fantastic Personalized Service Thanks to the wonderful Michael, I now have my dream home. Buying a house is one of the most stressful things in life, second only to moving. Michael was patient, understanding and reassuring. No question was too silly and there was great communication. I wouldn’t hesitate to recommend him.
  
 
 
 
 
 
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 Hannah 
 
4 October 2022
 
 
  
Michael Harris-smith Amazing service with Michael after speaking with many mortgage advisors who basically told me it would never happen, Michael managed to get my mortgage sorted within days. Due to different elements of how my wage is calculated Michael made the whole service seamless and easy. He was on hand through the whole process which was needed being a first time buyer. He explained everything step by step. I can’t express how grateful I am for his service and help and ensuring that buying my own property could be done. Thank you Michael for everything you have done. Will certainly be using again when it’s time to remortgage. I also recommend him to many I work with as he understands the differences in our wages. I write this review from the comfort of my new home!! Thank you again for everything
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Sam Fowles 
 
20 November 2024
 
 
  
Thank you Michael Just want to say a massive thank you to Michael. Your service was faultless. You were there any time I needed you and answered any queries I had in a professional and timely manner. I used Michael for a remortgage and a buy out in the same process, he not only helped me but also my ex partner and made the process for the pair of us painless and easy. Thank you for all your support and ensuring the best outcome for us both. The time you gave to us both didn’t go unnoticed and comes with great appreciation and the fact you provide this level of service with no service fee shows a true testament of your character and commitment to your clients. Thank you again.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Jack Holmes 
 
23 May 2026
 
 
  
YES mortgage services provided an excellent service for myself and my partner when buying our new home. They communicated with us frequently and would constantly be looking for the best offer for us. They were very patient with us whilst the process become more prolonged than we had hoped due to my buyer so thanks for that! Would definitely recommend to use and will be using again ourselves. Thanks Michael!
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Shelley Pierpoint 
 
6 December 2023
 
 
  
Remortgaging for the 1st time. I was remortgaging for the first time and Michael came very highly recommend by some friends. He was excellent from start to finish. He made everything so easy and stress free. He continually checked for me to get me the very best deal. I’m so grateful and appreciative for Michael’s help, experience and his kindness. I really couldn’t have done it without him. I recommend him to anyone who is looking for help with their mortgage, you’ll receive the very best!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Annie 
 
24 March 2026
 
 
  
Michael has helped us a few times now to remortgage and to move. He’s made what is usually a very stressful process much easier. Couldn’t recommend him highly enough.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Emily 
 
9 June 2024
 
 
  
Thank you! Michael was amazing! Helped me with the purchase of my first property, kept me informed throughout and explained everything to me in language that I understood! Can’t thank him enough
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Bence Andor Dobos 
 
16 February 2026
 
 
  
Michael dealt with our mortgage for our first home and I honestly cannot recommend him highly enough. I had been worried about the mortgage process for years, expecting it to be stressful and complicated — especially as first-time buyers. But working with Michael was the complete opposite. The whole experience was incredibly smooth and stress-free. It genuinely felt like by the time I looked up, everything was already sorted. His communication was amazing throughout. He was always available to answer our questions, explained everything clearly, and supported us at every step. Nothing ever felt too much trouble. Buying your first home is a huge milestone, and Michael made the process feel easy and manageable — something I never thought I’d say about getting a mortgage! If you’re looking for someone who makes the mortgage process simple, clear and stress-free, Michael is absolutely the person to go to.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Leigh Rodda 
 
13 May 2024
 
 
  
Michael was our broker for our first property purchase and we appreciated his friendly, professional manner. His communications were always clear and we felt comfortable asking for explanations where we were unsure. Would highly recommend.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 sarah180195 
 
4 December 2024
 
 
  
Fantastic - couldn’t have been more helpful Michael was fantastic- so quick to respond and progress the whole mortgage application process. I was a first time buyer and Michael took time to explain everything thoroughly which I massively appreciated, and helped me through every step. I would recommend Michael to anyone- very happy
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 ehiiiii 
 
2 March 2024
 
 
  
Very professional and helpful Michael has been very helpful throughout the process and efficient. As this was my first time doing it on my own, he made sure that I understood everything by explaining it very well to me. He is very knowledgeable and I recommend him to anybody. I will definitely be coming back again. Thank you Regards, Yuwaraj
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Laura Colwill 
 
13 May 2022
 
 
  
We chose Michael at Yes Mortgage Services to help us with renewing our mortgage, this was the first time we had to do this (first time buyers 5 years ago) and Michael was nothing short of brilliant - he answered all our questions, dealt with everything super quick, and we are really happy with the deal he found us. I would recommend his services to anyone, thank you so much!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Rebecca Casey 
 
14 December 2022
 
 
  
A massive thank you to Michael for helping my boyfriend and I with a mortgage for our new house together.  We both have variable pay and complicated payslips to understand and he couldn’t have made it easier for us, the whole process extremely smooth and stress free. Thanks for everything , will definitely use you again in the future and I can’t recommend him enough !
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Evie Cunliffe 
 
4 March 2024
 
 
  
Great experience with Michael 
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Ellis Stockwell 
 
19 August 2025
 
 
  
I had a fantastic experience with Michael at Yes Mortgages. He went above and beyond to secure me a great deal, and was able to get me more than most other advisors could. He made the whole process smooth and stress-free, explained everything clearly, and kept me updated throughout. I’d highly recommend Michael to anyone looking for a mortgage advisor who really knows how to get the best results.
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Courtney Blackman 
 
4 March 2024
 
 
  
Michael Harris-Smith is amazing at what he does. He secured our mortgage so quickly, keeping us updated throughout the process. No matter the time of day, Michael would answer our questions and made us feel secure in getting our first mortgage. Despite both our income structures being complicated, Michael was able to get us the best possible rate. He is professional, approachable and just a lovely person. I have already been recommending Michael to colleagues, as well as friends and family. We cannot thank him enough!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Daniel Clark 
 
1 October 2022
 
 
  
Michael was fantastic from day one, he was efficient and always available to contact. We got a really good rate and was able to borrow more than we expected. Honestly can’t fault the service provided at all! Thanks Michael for all your help in allowing me and my partner to buy our first home together!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Katie Hinde 
 
25 August 2023
 
 
  
Amazing service. Michael answered any queries I had and really made getting a mortgage super simple and easy for me. Can’t thank him enough 😊
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Mike 
 
20 March 2024
 
 
  
New mortgage From the beginning Mike reaching out I felt in safe hands. No question was looked down on and he was available whenever I had a query which as cabin crew is unheard of! Everything was dealt with efficiently and with confidence passing me to the care of Kelly to discuss the further steps. Amazing Mike thank you again and I will be using you in the future
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Millie Flannagan 
 
2 February 2024
 
 
  
Michael was very helpful and very prompt with any changes, he always kept me notified and was very quick at responding
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Mollie Haynes 
 
25 April 2025
 
 
  
best first mortgage experience Michael Harris-Smith helped me and my partner get our first mortgage. This was totally new to us and I was so scared going in, but Michael made it feel so quick and easy and stress-free! No question was a silly question, he was there to answer our questions at any time! Thank you Michael, will definitely be with him for life now!
  
 
 
 
 
 
 Posted on Trustindex  
 
  
 
 
 Bintu Kamara 
 
8 May 2025
 
 
  
Best Broker! Michael Harris Smith was incredible throughout the mortgage process—knowledgeable, patient, and always available. He put in the time and effort to get me the best deal and guided me every step of the way. Highly recommend his services!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 vee kay 
 
25 September 2025
 
 
  
As a first time buyer, i found the process a bit overwhelming, but my mortgage broker, Micheal Harris was absolutely amazing. He took the time to explain everything clearly, even the simplest details & was always there whenever i had silly questions. Ive had a really positive experience & truly wish Micheal all the very best.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Laura S 
 
4 March 2022
 
 
  
Fantastic service from Michael and the team at Yes Mortage services. Made an overwhelming, stressful situation so much more bearable. Michael took the time to explain everything and help me understand it all. All queries were answered quick and efficiently. Fantastic and honest service. Thank you!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Farah Ayres 
 
16 May 2022
 
 
  
Brilliant experience using Yes Mortgages to buy our first home, Michael was very knowledgeable and knew exactly how to help with our particular circumstances. Really appreciated the quick and easy communication. Thank you!
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Alex Woolhouse 
 
15 December 2025
 
 
  
Michael made the whole process of getting my mortgage completely stress free and seamless. He kept in regular contact with updates and I would not hesitate to use Yes mortgages and Michael in particular again
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Jasmine 
 
23 April 2026
 
 
  
Michael has been excellent, so efficient & communicative. I’m a first time buyer & he really talked me through the process step by step, answering any questions I had, making me feel completely at ease. He kept the process as stress free as possible & was super reliable throughout the process. Thank you so much for all of your help, Michael! I highly recommend.
  
 
 
 
 
 
 Posted on Google  
 
  
 
 
 Rich S 
 
1 April 2023
 
 
  
Fantastic service from Michael. Kept in contact with us throughout the process finding us a better mortgage than the initial one.