Forces Help to Buy

With no-broker fee you will get whole of market advice from a team of (ex-military) Mortgage Advisors.

The Forces Help to Buy Scheme is available to you, if you’re a regular serviceman or servicewoman in the armed forces. The Forces Help to Buy scheme could let you borrow up to 50% of your salary to a maximum of £25,000, interest free.

This interest free loan is for buying your first home or moving to another property on assignment or as your family’s needs change.

All regular service personnel are eligible who:

have completed the pre-requisite length of service
have more than 6 months left to serve at the time they apply
meet the right medical categories.
However, there may be instances where exceptions to the standard rules may be justifiable, especially where you have extenuating medical and personal circumstances.

You can apply for the loan online through the Joint Personnel Administration (JPA) system and can seek advice on your application through your Pay Office.

Forces Help to Buy is generally paid back over 10 years and interest free. If you have less than 10 years to serve, the remainder will be taken from your gratuity payment on leaving the service.

The Yes Mortgage Services Team are made up of ex-military personnel and understand the pressures servicemen and women are under, in addition to the terminology and banter that comes with service life. We can even read military pay statements!

Other government-backed housing schemes can be used together with Forces Help to Buy.

We have signed the Armed Forces Covenant and were awarded silver status in 2017 for supporting service, ex-service and civilian personnel to get on the property ladder, through mortgage and protection products.

If you are a member of the Armed Forces and need mortgage advice and want to speak to an expert for the right advice, call Yes Mortgage Services Limited or make an enquiry via the website.


We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.