Non Standard Construction Mortgages
While most homes in the UK are built with bricks and mortar, there are a significant number of properties that are considered non-standard construction. This can include anything from modern steel-framed houses to thatched cottages.
So, the phrase non-standard construction is a very loose term, and used to describe a wide variety of building styles, some of which are well-established and unlikely to cause lenders to seek additional information and can be pursued under normal residential mortgages.
All Mortgage Lenders have different rules and regulations about which types of non-standard or non-traditional construction they see as suitable for mortgage purposes. In addition, they generally take into account other factors that might affect the future marketability of the property when deciding whether to lend on property built of non-traditional construction.
What is a non-standard construction mortgage?
A non-standard construction mortgage is a mortgage that is specifically designed for properties that are not built with standard materials. This could include properties made from concrete, timber frames, or even thatch.
Can I get a mortgage on a non-standard construction house?
Yes, it is possible to get a mortgage on a non-standard construction house, but it may be more difficult than getting a mortgage on a standard property. This is because lenders perceive non-standard construction properties as being riskier, so they may charge higher interest rates or require a larger deposit.
How can a broker help me?
A mortgage broker can be a valuable asset when you are looking to buy a non-standard construction property. They can help you find lenders who are willing to offer mortgages on these types of properties, and they can also help you negotiate the best possible terms.
Specific requirements for non-standard construction mortgages
In addition to the higher interest rates and larger deposits, non-standard construction mortgages may also have other specific requirements. For example, lenders may require a specialist survey of the property, or they may ask for additional documentation.
A broker can help you navigate these requirements and make sure that you are getting the best possible deal on your mortgage.
If you are thinking about buying a non-standard construction property, it is important to speak to a mortgage broker as early as possible. They can help you understand the process and ensure that you are getting the best possible deal.
Read some of our blogs specifically for Non Standard Construction
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We`re delighted to welcome Ashley to our team 🎉
Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well.
Having lived in Bournemouth all of his life, he`s a big fan of the sun and sea 🌊
When he isn’t helping first-time buyers (or other clients) find the right mortgage, he`s spending time with friends and family or taking his “Chief” out for a nice walk 🐶
Welcome to the team Ashley!
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#mortgagebrokeruk #mortagebrokers #ukmortgages #mortgagespecialists #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #mortgageadviser
We`re delighted to welcome Ashley to our team 🎉
Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well.
Having lived in Bournemouth all of his life, he`s a big fan of the sun and sea 🌊
When he isn’t helping first-time buyers (or other clients) find the right mortgage, he`s spending time with friends and family or taking his “Chief” out for a nice walk 🐶
Welcome to the team Ashley!
...
#mortgagebrokeruk #mortagebrokers #ukmortgages #mortgagespecialists #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #mortgageadviser
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
...
Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
...
Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:
👉 The cost of the property you`re looking to purchase.
👉 The size of your deposit.
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.
These factors, combined, will determine your eligibility and help shape the amount you can borrow.
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage.
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:
👉 The cost of the property you`re looking to purchase.
👉 The size of your deposit.
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.
These factors, combined, will determine your eligibility and help shape the amount you can borrow.
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage.
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.
🏡 It`s completely interest-free!
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
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The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.
🏡 It`s completely interest-free!
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
Sticking with the same mortgage lender may not always be the wisest choice.
Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.
So, it`s crucial to take your time and explore what different lenders have to offer.
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.
Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Sticking with the same mortgage lender may not always be the wisest choice.
Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.
So, it`s crucial to take your time and explore what different lenders have to offer.
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.
Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Planning for your family`s future?
Family income benefit is a life insurance designed to replace lost income if the insured person passes away.
But...
Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term.
It`s like having a financial safety net in place, bringing peace of mind to you and your family.
If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.
...
#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
Planning for your family`s future?
Family income benefit is a life insurance designed to replace lost income if the insured person passes away.
But...
Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term.
It`s like having a financial safety net in place, bringing peace of mind to you and your family.
If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.
...
#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
