Remortgages

It is important that you review your mortgage on a regular basis, to ensure that it is still the most suitable mortgage for you and that the rate remains competitive. Although a mortgage is a long term financial commitment you don’t have to stay with the same product or lender for the whole term of your Mortgage.

Your personal Mortgage Advisor can evaluate your unique situation, helping you to make an informed decision on costs and savings.

As a whole of market broker, we have access to a wide range of Mortgage Lenders and deals – we are able to compare multiple mortgages to show you interest rates, fees and restrictions without having to have multiple calls.

Our advice and support to you is free.  We do not charge a broker fee. 

We will help you to look at your current personal circumstances to check whether things have changed since you took your original mortgage or are likely to change in the future.

A remortgage is an effective way to help you save money on your current mortgage repayments, potentially reduce or extend the term of the mortgage, free up some equity / cash to carry out home improvements or to invest in additional property.

When you move to a different rate – your current provider may charge an early repayment fee (sometimes referred to as an admin fee or an early exit fee) – your Mortgage Advisor will weigh up the pros and cons of doing this against the costs of a lower interest rate mortgage.