Self Employed Mortgages

If you work for yourself and are looking to either buy a new home or remortgage a current property, we are here to help.

The great news is that there are more and more lenders with a wide range of mortgage products to help the self employed get a mortgage. The team at Yes Mortgage Services Limited will work with you and your financial situation because as far as Lenders are concerned, self employment is seen as a risk for lending.

In fact, the self employed mortgages for which you’ll be eligible are actually just conventional mortgages but you’ll be expected to jump through more hoops to demonstrate your financial eligibility.

How we can help?

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Available 7 days a week, our mortgage advisors are experts in securing mortgages for self-employed individuals

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Our team know which lenders don’t always rely on algorithms and number crunching to influence their decisions

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We will also complete all the necessary paperwork for you, and work with your lender and solicitors to ensure that your application is a success

Mortgage Lenders will need to see proof of your income this is usually your business accounts and tax returns for a 2 or 3 year period, signed off by your Accountant.

Do not panic, if you have less than 2 years’ accounts, as there are still some lenders who will consider you. They will ask you to prove that you have regular work, recently left your previous place of employment to start contracting or can guarantee regular work in the near future.

If you work for yourself and are looking to either buy a new home or remortgage, we are here to help. As a self-employed worker, mortgage lenders will need to see proof of your income – usually your accounts and tax returns over a 2 or 3 year period, signed off by a chartered accountant.

If you have less than 2 years’ accounts, there are still lenders who will consider you. However, you will need to prove that you have either; had regular work, recently left your previous place of employment to start contracting or can guarantee regular work in the near future.

Available 7 days a week, our mortgage advisors are experts in securing mortgages for self-employed individuals, they will advise you on how much you can afford to borrow and which mortgage lender best suits your needs, at no cost or obligation to you.

Our team know which lenders don’t always rely on algorithms and number crunching to influence their decisions. Like anything in business, smart forward planning is critical for success in business and in securing a mortgage when self employed. Early conversations with our Advisors are recommended.

If you choose to progress your mortgage application, we will also complete all the necessary paperwork for you, and work with your lender and solicitors to ensure that your application is a success.

Need more help or have any questions?

We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.