High-value contents insurance is a type of coverage that is designed to protect your possessions that are worth more than the standard limit offered by most insurance providers. It can cover items such as antique furniture, fine art, and expensive jewelry and is often referred to as high-value contents insurance. The amount that constitutes high-value specified contents can vary depending on the insurer, but it is typically any item that is worth more than £1,000. This type of coverage is not typically included in standard policies, so if you have any valuable possessions, you will need to inform your insurance provider when you take out your policy.
To ensure that your valuable items are properly protected, it is essential to take out high-value cover if they exceed the cap set by your insurance provider. Your insurer will want to know the item type, description, and value, and may also require proof of valuation for certain items. High-value home insurance offers professional protection for your home and possessions, giving you peace of mind.
When choosing a policy, it is important to research different options and compare policies to find the best one for you. Remember to keep up with regular reviews and updates to ensure that your coverage remains comprehensive and accurate. Investing in high-value home insurance can save you from costly bills or losses if anything happens to your valuable possessions. It’s worth considering for safeguarding your most cherished belongings.
If you are unsure if you need high-value home insurance, you can reach out to a dedicated Insurance and Protection Advisor, such as Kelly, who can help you determine if you need it. Kelly has expertise in sourcing and arranging insurance protection, including individual insurance, specialist insurance, or general home insurance.
At Yes Mortgage Services, we offer a comprehensive range of products from across the market.
Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.
Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.
We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.