Insure yourself in the manner you have become accustomed to…
High-value contents insurance is designed to protect your possessions if they’re worth more than the standard cover offered by most insurers. It can provide additional protection for anything that exceeds the usual limit, such as antique furniture, fine art and expensive jewellery.
Depending on your insurer, high-value specified contents could be anything upwards of £1,000 for individual items. This cover doesn’t usually come as standard with many policies, so if you do have any treasured possessions you’ll need to tell your insurance provider about them when you take out your policy.
High-value cover
If you do have any items of value within your home that exceed the cap set by your insurance provider, then it’s essential that you take out high-value cover in order to ensure you have comprehensive protection against theft or damage.
For items to be specified, your insurer will want to know the item type, a description and the value. In some instances, they may also need you to provide proof of valuation. Ultimately, high-value home insurance offers peace of mind and professional protection for your home and possessions, helping you to feel secure in the knowledge that you’re covered.
Regular reviews
However, you should be aware that different insurers have different levels of cover and limits when it comes to high-value home insurance. Do your research and compare policies before deciding on the best option for you. That way, you can ensure that all of your valuable items are properly protected.
Once you’ve chosen a policy, remember to keep up with regular reviews and updates so that your cover remains comprehensive and accurate. High-value home insurance offers professional protection against risks associated with expensive items or those exceeding a standard cap, giving you peace of mind about your home and possessions.
Prized possessions – insuring those high valued items
Ultimately, investing in high-value home insurance is a smart decision that can save you from costly bills or losses should anything happen to any of the valuable items within your property. Having the right cover and protection in place will ensure that you remain financially secure in the event of theft or damage to your prized possessions, no matter how much they’re worth.
With this peace of mind comes the assurance that you have taken all necessary steps to protect yourself against any potential risks. It is well worth considering when it comes to safeguarding your most cherished belongings.
Want to find out more about how to protect all your favourite things?
You don’t have to be wealthy to need a need for insuring those high value items. If you own a piano or some expensive pieces of jewellery, collect watches or the like you may need to check your home insurance policy. We have a dedicated Insurance and Protection Advisor (Kelly) and website https://yesinsuranceservices.co.uk in fact that can support you. Kelly has a particular expertise in sourcing and arranging insurance protection including individual insurance, specialist insurance or general home insurance.
At Yes Mortgage Services, we offer a comprehensive range of products from across the market.
Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.
Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.
We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.
