Mortgage terminology – what does it all mean?

If you’re taking out your first mortgage, the array of acronyms and terminology can seem quite bewildering. In this blog, we explain some of the key acronyms, initials and terms you’re likely to come across – we hope it will make you feel more confident as you navigate your way through the mortgage process.

We’ve put them in alphabetical order to help you find what you’re looking for.

AIP – Agreement in Principle, also known as a Decision in Principle (DIP), Mortgage in Principle or Mortgage Promise. If your lender gives you an AIP, it means that they are prepared to lend you the money to buy your house, based on the information you’ve given them and the amount you’re planning to spend on the property. Having an AIP can make you more appealing to sellers because it means you’ll be able to move quickly once you’re offer is accepted.

APR – Annual Percentage Rate. This is the cost of your mortgage, on top of repayments. It includes not only the interest due on the loan, but also any fees and charges. It’s a good idea to compare APRs when you’re considering which mortgage would be best for you. It’s important to note the period that an APR will apply – it is typically just two years, after which the rate can change, so it’s important to plan for an increase.

APRC – Annual Percentage Rate of Charge. This is different from the APR and gives you a full view of your mortgage as if you were to stick with it until it was fully paid off, not just the initial rate. If you’re considering a mortgage with a variable rate, the APRC will not be able to give you a 100% accurate picture of future payments, but it will provide a rough idea to help you budget.

BTL – Buy to Let. This is a mortgage specifically designed for landlords. Landlords take out a mortgage which is then repaid through the rent they earn from their property every month.

CHAPS – Clearing House Automated Payment System. This is a payment system for when you need to transfer a large sum of money and have it arrive safely in the payees account on the same day e.g. when you buy your house.

DIP – See AIP

EQL – Equity Loan. If you borrow money in addition to your deposit and your mortgage, the additional money is called an equity loan. An example is Help To Buy, where the Government will top up the deposit you’ve saved by 25%. It’s important to remember to factor in your EQL repayments as well as your mortgage repayments.

ERC – Early Repayment Charge. If you find yourself in a position to pay off your mortgage early, you may be charged an additional fee, the ERC. If you’re planning to do this, it’s worth checking whether you’ll be penalised for early repayment – depending on how much longer you have to go, it might be cheaper to see the mortgage through to the end, or remortgage.

FCA – Financial Conduct Authority, the body that regulates lenders and mortgage brokers. As a consumer and a house-buyer, you can complain to the FCA if you think a licensed broker or lender has acted unlawfully. The FCA is also provides independent advice for consumers on financial matters like banking and house-buying.

FTB – First Time Buyer. Just what it sounds like – someone making their first house purchase. First time buyers are sometimes eligible for mortgage benefits, like Help to Buy (see below).

H2B – Help To Buy. This is a government scheme for first time buyers planning to purchase new-build properties. If you’ve saved at least 5% of the price of your house, the government will lend you up to 20%, bringing your deposit up to 25%. While there is nothing to pay for the first five years, it must be paid back after that time, at an initial rate of 1.75%.

KFI – Key Facts Illustration. This is a document that sets out the details of a mortgage deal, including interest and any fees. It is not a mortgage offer – it is simply an illustration of what your broker or lender thinks would be the best mortgage for you and your circumstances.

LTB – Let to Buy. If you already own property, you can rent it out, and take out a mortgage on another home for you to live in. The mortgage repayments are calculated against your income from renting your first property, rather than your income from your job. It can be a good idea if you live in an area where the property market is stagnating, or if it’s not convenient to sell your old house at the same time as you’re buying a new on, e.g. if you need to move quickly.

LTV – Loan to Value. Understanding LTV will help you to get the best mortgage rate for your circumstances. If you had saved up 25% of the price of the house you want to buy, you would need to borrow 75% of the price from a lender, or an LTV of 75%. But you could probably get a cheaper rate of interest if you could save a bigger deposit. The lender could lend you less money, making you less of a risk.

Taking our your first mortgage can seem scary, but if you do your research and talk to the experts, you should get through it without a hitch. At YES Mortgage Services, we have lots of experience of guiding first time buyers through the process. To get the right deal for you, book your free, no-obligation consultation with us today.

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At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Yes Mortgage Services

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[email protected]

We don’t charge a broker fee

We are on Instagram
🕗🏡 We offer appointments at a time and place that suits you⁣
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So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you're not busy with work - we are available for you. ⁣
⁣
And the best bit? We don't charge a broker fee so our advice to you is free!⁣
⁣
Send us a DM or call us on 0800 612 5596 to book your appointment.⁣
⁣
...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
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#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

🕗🏡 We offer appointments at a time and place that suits you⁣

So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you. ⁣

And the best bit? We don`t charge a broker fee so our advice to you is free!⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
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If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it's always a good idea to make sure your details are up to date. ⁣
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Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date. ⁣

Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
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When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣
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But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣
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If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee! 

Call us on 0800 612 5596 or send us a message.⁣
⁣
...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣

But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣

If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!

Call us on 0800 612 5596 or send us a message.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
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"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣
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Looking for mortgage advice? Rest assured, we'll be by your side every step of the way. We'll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
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#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣

Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
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What's the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣
⁣
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
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#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation

What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣

Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
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There's no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣
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👉 The cost of the property you're looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣
⁣
These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣
⁣
We know navigating the mortgage process can be overwhelming, but we're here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣

👉 The cost of the property you`re looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣

These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣

We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
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The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here's what you need to know in a nutshell:⁣
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🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It's completely interest-free! ⁣
🏡 Whether it's your first home or a move to accommodate your family's changing needs, this scheme has you covered.⁣
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Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
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#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy

The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:⁣

🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It`s completely interest-free! ⁣
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.⁣

Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
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Sticking with the same mortgage lender may not always be the wisest choice. ⁣
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Just because your current lender worked for you in the past doesn't mean it's still the best fit for your current needs.⁣
⁣
So, it's crucial to take your time and explore what different lenders have to offer. ⁣
⁣
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣
⁣
Whether you're looking to save money, release equity, or consolidate debt, we're here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣
⁣
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

Sticking with the same mortgage lender may not always be the wisest choice. ⁣

Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.⁣

So, it`s crucial to take your time and explore what different lenders have to offer. ⁣

By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣

Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣

Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
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Planning for your family's future?⁣
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Family income benefit is a life insurance designed to replace lost income if the insured person passes away. ⁣
⁣
But...⁣
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Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term. ⁣
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It's like having a financial safety net in place, bringing peace of mind to you and your family.⁣
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If you'd like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣
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#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies

Planning for your family`s future?⁣

Family income benefit is a life insurance designed to replace lost income if the insured person passes away. ⁣

But...⁣

Instead of a lump sum payout like traditional level term insurance, family income benefit ensures your loved ones receive a regular, fixed, tax-free monthly income until the end of the policy term. ⁣

It`s like having a financial safety net in place, bringing peace of mind to you and your family.⁣

If you`d like help finding the most suitable policy for you our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣


...⁣

#familyfinances #familybudget #moneytipsforfamilies #moneyadvice #familybudgeting #insurancerenewal #grownuplife #dadlife #family #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insuranceservices #insurance #homeowner #insurancebroker #homeinsurance #insurancepolicy #insurancequotes #homeownerhacks #moneytalk #insuranceadvisor #insurancepolicies
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Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children's Day, here are our top tips to make your house move easier on the young ones:⁣
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🏡 Give children time to get used to the idea of moving by telling them as early as possible.⁣
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🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.⁣
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🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.⁣
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🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.⁣
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🏡 Have some snacks, comfort items and entertainment to hand on moving day.⁣
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🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.⁣
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🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.⁣
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🏡 Be considerate if they're feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.⁣
⁣
Save this for when you find your new home or share it to help someone moving with their children in toe.⁣
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...⁣
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#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures  #homemover #homepurchase #newadventures #taketheleap #househuntingtips  #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday

Moving house can be stressful for adults, so it is no wonder that young children can find it very difficult as well. To celebrate Universal Children`s Day, here are our top tips to make your house move easier on the young ones:⁣

🏡 Give children time to get used to the idea of moving by telling them as early as possible.⁣

🏡 If possible, take them to a second viewing so they can see their new home or take them for a walk around the neighbourhood.⁣

🏡 Talk through the process with them and explain why you’re moving house and how your new home will be better for them.⁣

🏡 Get them involved, allow them to help with packing or give them a cardboard box to play with to make the process more fun.⁣

🏡 Have some snacks, comfort items and entertainment to hand on moving day.⁣

🏡 Unpack their items first to help them get settled in more quickly. Try to use the same bedding from the old house rather than fresh sheets, as the smell can help them to adjust.⁣

🏡 Try to keep to their usual routine as much as possible. This can be difficult when moving, but it helps to instil a feeling of stability and prevents them from becoming overwhelmed.⁣

🏡 Be considerate if they`re feeling nostalgic or emotional. Share stories of the old house or make a scrapbook together.⁣

Save this for when you find your new home or share it to help someone moving with their children in toe.⁣

...⁣

#universalchildrensday #universalchildrensday2023 #movinghomewithchildren #movinghome #ukpropertymarket #mortgageuk #househuntingadventures #homemover #homepurchase #newadventures #taketheleap #househuntingtips #findingdreamhomes #propertybuyinghomebuyingtips #newhouse🏡 #childrensday
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To move or not to move? That is the question!⁣
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Deciding to move home is a personal one and depends on your unique circumstances. But here are some points to consider when navigating this important choice,⁣
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✅ A fresh start - If you’re feeling stuck in a rut or need a change of scenery, moving home can be the perfect way to start over.⁣
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✅ Closer to loved ones - If you’re moving to be closer to family or friends, it makes the transition much easier.⁣
⁣
✅ More space - If you’re cramped for space in your current home, moving to a bigger property can be a great solution.⁣
⁣
❌ Cost of moving - Moving home can be an expensive process, especially if you’re hiring professionals to do the heavy lifting. ⁣
⁣
❌ Packing and unpacking - It can be overwhelming if you’re not prepared for the amount of work involved.⁣
⁣
❌ Adjusting to a new home - Adjusting to a new home can be difficult, especially if you’re used to your current surroundings. ⁣
⁣
Are you considering taking the leap? Let us know in the comments and remember to hit follow for more tips.⁣
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#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

To move or not to move? That is the question!⁣

Deciding to move home is a personal one and depends on your unique circumstances. But here are some points to consider when navigating this important choice,⁣

✅ A fresh start - If you’re feeling stuck in a rut or need a change of scenery, moving home can be the perfect way to start over.⁣

✅ Closer to loved ones - If you’re moving to be closer to family or friends, it makes the transition much easier.⁣

✅ More space - If you’re cramped for space in your current home, moving to a bigger property can be a great solution.⁣

❌ Cost of moving - Moving home can be an expensive process, especially if you’re hiring professionals to do the heavy lifting. ⁣

❌ Packing and unpacking - It can be overwhelming if you’re not prepared for the amount of work involved.⁣

❌ Adjusting to a new home - Adjusting to a new home can be difficult, especially if you’re used to your current surroundings. ⁣

Are you considering taking the leap? Let us know in the comments and remember to hit follow for more tips.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
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