Why Use an Independent (whole of market) Mortgage Broker?

Whether you’re in the market for your first home, looking to move or simply remortgage, then you’re going to need some accurate, impartial mortgage advice. The question is then, where you get that mortgage advice and from whom? Do you go direct to a lender or do you put your trust in an independent  mortgage broker?

We recommend you do use an independent mortgage broker.

In this blog, we take a look at why using an impartial independent mortgage broker is not only the best route to finding the best available deals on the market but also the best deals on the market for your specific circumstances.

Saves You Time

First of all, a ‘whole of market’ mortgage broker is going to take all of the legwork out of the situation, as you’ll be spared having to go around finding the best deals and scouring the terms and conditions for any hidden, nasty surprises. A mortgage advisor of this kind is going to have an in-depth knowledge of the market as a whole (hence the name) and will be able to steer you away from the pitfalls that many fall into when obtaining a mortgage.

Get Access to More Deals

Whilst mortgage brokers of this kind are impartial and independent, they will have special relationships with lenders because of their professional status. That means they’ll be able to draw from a larger set of deals than you’ll typically find yourself when looking through the mortgage market. It could be that you get a deal with lower admin charges or a longer fixed rate than you’d find in a lender’s headline deals, both of which could save you a considerable sum.

Discounted or Waived Fees

Another benefit of using a whole of market mortgage broker is that their relationship with certain mortgage lenders can result in reduced or even waived fees. This factor shouldn’t be glossed over either, as knowing the right mortgage professional can literally save you thousands of pounds. Combined that with the fact that mortgage advisors sometimes charge no broker fee, the financial advantages of choosing this route are obvious.

Of course, there will be variations from broker to broker and it’s not guaranteed that the one you choose has your best interests at heart, which is why it’s always recommended that you do your homework. Perhaps seek out some reviews of the person you’re considering and you’ll soon see what their past clients think of what they offer.

Talk to an Independent Mortgage Broker

At Yes Mortgage Services, we offer honest, impartial advice and we consider the happiness of our clients as a higher priority than making money. Of course, we need to make a living as everyone does, but we would never recommend any mortgage that wasn’t suitable to turn a quick profit. For example, if your best course of action was to stay with your current lender, then that’s what we’d recommend, irrespective of what we stand to make or not as the case may be.

We also understand that people live very busy lives these days, so we are more than happy to arrange appointments outside of our core hours when you’ve had time to settle in after work and get the kids to bed! You’ll get charged no broker fee when choosing our services either, so you can rest assured that you’re getting the very best deal you can.

If you’d like to find out more about us and how we work as an independent mortgage broker, why not book a call to discuss your needs with us, you can call us on 0800 612 5596 or request a callback by filling out our contact form

If you’re looking to buy your first home, upsize or remortgage your home, we’d love to hear from you.

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At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Yes Mortgage Services

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[email protected]

We don’t charge a broker fee

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Being self-employed has its perks, but when it comes to getting a mortgage, things can get a little tricky. But you don't have to navigate this process alone.⁣
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We have access to a wide range of lenders and a deep understanding of what each one looks for when it comes to self-employed mortgages. Meaning we can find the most appropriate lender for your circumstances and needs!⁣
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And the best bit? We don't charge a broker fee 🤩⁣
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If you'd like to chat with one of our advisors about self-employed mortgages give us a call on 0800 612 5596 or send us a DM⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage.  Yes Mortgage Services Limited do not charge a broker fee.⁣
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Being self-employed has its perks, but when it comes to getting a mortgage, things can get a little tricky. But you don`t have to navigate this process alone.⁣

We have access to a wide range of lenders and a deep understanding of what each one looks for when it comes to self-employed mortgages. Meaning we can find the most appropriate lender for your circumstances and needs!⁣

And the best bit? We don`t charge a broker fee 🤩⁣

If you`d like to chat with one of our advisors about self-employed mortgages give us a call on 0800 612 5596 or send us a DM⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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#selfemployedmortgage #selfemployedmortgages #selfemployed #dorsetbusiness #bournemouthbusiness
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A JSPB mortgage enables you to accept the financial support of your family while retaining a sense of independence through sole ownership of your property.⁣
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If you'd like to chat with one of our advisors about Joint Borrower Sole Proprietor Mortgages or buying your first home, give us a call on 0800 612 5596 or send us a DM⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips #JSPBmortgage

A JSPB mortgage enables you to accept the financial support of your family while retaining a sense of independence through sole ownership of your property.⁣

If you`d like to chat with one of our advisors about Joint Borrower Sole Proprietor Mortgages or buying your first home, give us a call on 0800 612 5596 or send us a DM⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips #JSPBmortgage
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Life throws curveballs, don't let a leaky roof be one! Building insurance provides peace of mind knowing your home's structure is covered. Talk to Kelly, our insurance advisor, to find the right coverage for your mortgage.⁣
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Get in touch on 0800 612 5596 or tap the link in our bio.⁣
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Life throws curveballs, don`t let a leaky roof be one! Building insurance provides peace of mind knowing your home`s structure is covered. Talk to Kelly, our insurance advisor, to find the right coverage for your mortgage.⁣

Get in touch on 0800 612 5596 or tap the link in our bio.⁣

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Connor joined our team back in July 2017!  He's lived all around the Southwest, from Cornwall to Bristol, and now he's found his sweet spot in Wellington, Somerset—right between the two!⁣
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When he's not crunching numbers, you'll find him whipping up some delicious dishes, hosting get-togethers with friends and family or enjoying the delights at his local cider farm🍺🌿⁣
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All of our mortgage advisors (Connor included) are ready to help you whether you're looking to remortgage, buy your first home, or upgrade to a new one. The best bit is we don't charge a broker fee! Get in touch on 0800 612 5596 or send us a DM⁣
⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry

Connor joined our team back in July 2017! He`s lived all around the Southwest, from Cornwall to Bristol, and now he`s found his sweet spot in Wellington, Somerset—right between the two!⁣

When he`s not crunching numbers, you`ll find him whipping up some delicious dishes, hosting get-togethers with friends and family or enjoying the delights at his local cider farm🍺🌿⁣

All of our mortgage advisors (Connor included) are ready to help you whether you`re looking to remortgage, buy your first home, or upgrade to a new one. The best bit is we don`t charge a broker fee! Get in touch on 0800 612 5596 or send us a DM⁣


...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry
...

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We're flying the flag for Somerset! ⁣
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With a team spread across the Southwest, we're proudly celebrating #SomersetDay and sending a special shoutout to our amazing mortgage advisor, Connor, who's lucky enough to live there.⁣
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Let's have a bit of fun - how many of these places can you name? Share your score in the comments 👇⁣
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We`re flying the flag for Somerset! ⁣

With a team spread across the Southwest, we`re proudly celebrating #SomersetDay and sending a special shoutout to our amazing mortgage advisor, Connor, who`s lucky enough to live there.⁣

Let`s have a bit of fun - how many of these places can you name? Share your score in the comments 👇⁣


...⁣

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So you've found your dream home and now it's time to apply for a mortgage. Here's what a lender will usually want to know:⁣
⁣
👉 Your income, including any pensions, investments or financial support you receive (e.g. child benefit)⁣
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👉 Your other financial commitments like household bills, overdraft payments and whether you have any children.⁣
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👉 Any potential lifestyle changes that might affect your ability to make repayments in the future, such as having a baby, taking redundancy, or returning to education.⁣
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👉 To prove your incomings and outgoings, you'll need to provide payslips, tax forms, and details of any financial arrangements you have (e.g. car payments, paying off your student loan, pension contributions). You'll also need to show household bills, council tax bills, insurance paperwork, and any invoices for childcare.⁣
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Don't worry if this sounds overwhelming - our team of experts is here to guide you through the process. Give us a call at 0800 612 5596 or visit our website (🔗 in bio) to learn more.⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage.  Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips

So you`ve found your dream home and now it`s time to apply for a mortgage. Here`s what a lender will usually want to know:⁣

👉 Your income, including any pensions, investments or financial support you receive (e.g. child benefit)⁣

👉 Your other financial commitments like household bills, overdraft payments and whether you have any children.⁣

👉 Any potential lifestyle changes that might affect your ability to make repayments in the future, such as having a baby, taking redundancy, or returning to education.⁣

👉 To prove your incomings and outgoings, you`ll need to provide payslips, tax forms, and details of any financial arrangements you have (e.g. car payments, paying off your student loan, pension contributions). You`ll also need to show household bills, council tax bills, insurance paperwork, and any invoices for childcare.⁣

Don`t worry if this sounds overwhelming - our team of experts is here to guide you through the process. Give us a call at 0800 612 5596 or visit our website (🔗 in bio) to learn more.⁣


...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips
...

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Just because your current mortgage lender worked for you in the past doesn't mean it's still the best fit for your current needs...⁣
⁣
By exploring what other lenders have on offer, you might discover better deals that are more suited to your current needs!⁣
⁣
Whether you're looking to save money, release equity, or consolidate debt, we're here to guide you through the remortgage process. ⁣
⁣
Give us a call on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#remortgageuk #houseowner #homeownerlife #homeownertips  #howtosavemoney #houseaddictive

Just because your current mortgage lender worked for you in the past doesn`t mean it`s still the best fit for your current needs...⁣

By exploring what other lenders have on offer, you might discover better deals that are more suited to your current needs!⁣

Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. ⁣

Give us a call on 0800 612 5596 - our advice to you is FREE!⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#remortgageuk #houseowner #homeownerlife #homeownertips #howtosavemoney #houseaddictive
...

2 0
If you're a member of the Armed Forces and need mortgage advice - we're here to support you.⁣
⁣
We're a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. ⁣
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We can even read military pay statements! ⁣
⁣
Visit our website to learn more (🔗 in bio)  or give us a call on 0800 612 5596.⁣
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...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker

If you`re a member of the Armed Forces and need mortgage advice - we`re here to support you.⁣

We`re a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. ⁣

We can even read military pay statements! ⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣


...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker
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Worried about the unexpected?⁣
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Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.⁣
⁣
But do you really need it? ⁣
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The truth is, no one likes to think about the what-ifs, but it's always better to be cautious and ensure you're well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.⁣
⁣
If you'd like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣
⁣
⁣
...⁣
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#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection

Worried about the unexpected?⁣

Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.⁣

But do you really need it? ⁣

The truth is, no one likes to think about the what-ifs, but it`s always better to be cautious and ensure you`re well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.⁣

If you`d like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣


...⁣

#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection
...

2 0
If your mortgage application gets refused, don’t think that’s it.⁣
⁣
Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome

If your mortgage application gets refused, don’t think that’s it.⁣

Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome
...

1 0
Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! ⁣
⁣
👉🏻 Appointments at a time and place that suits you (including out-of-hours)⁣
⁣
👉🏻 We don't charge a broker fee⁣
⁣
👉🏻 We search a comprehensive panel of lenders to ensure you're provided with the most suitable recommendation for your unique circumstances⁣
⁣
👉🏻 We cut through the jargon and are always on hand to answer your questions⁣
⁣
👉🏻 You'll have a single point of contact and be able to easily track the progress of your application. ⁣
⁣
👉🏻 Your mortgage is not just another mortgage to us – we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.⁣
⁣
Tap the link in our bio to learn more!⁣
⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice

Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! ⁣

👉🏻 Appointments at a time and place that suits you (including out-of-hours)⁣

👉🏻 We don`t charge a broker fee⁣

👉🏻 We search a comprehensive panel of lenders to ensure you`re provided with the most suitable recommendation for your unique circumstances⁣

👉🏻 We cut through the jargon and are always on hand to answer your questions⁣

👉🏻 You`ll have a single point of contact and be able to easily track the progress of your application. ⁣

👉🏻 Your mortgage is not just another mortgage to us – we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.⁣

Tap the link in our bio to learn more!⁣


...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice
...

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