Protection Services
Providing protection cover is essential in order to protect you and your family – we will conduct a thorough review of your protection requirements to ensure you and your family are provided for in the event of death or ill health.
We can offer advice and recommend products from the whole of the market for the following types of protection:
- Life Insurance / Life Assurance
- Critical Illness Cover
- Income Protection
- Buildings and Contents Insurance
Life Insurance
Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy. This cash lump sum is paid tax free and can be used by your dependents however they choose.
Critical Illness Insurance
Critical illness insurance will provide a tax free cash sum in the event that you are diagnosed with one of a set list of critical illnesses (most policies cover 30-40) where your diagnosis meet the providers definition.
Critical Illness protection is there to provide financial stability at a time that it is needed the most, it could be used to clear a mortgage or it could be used to replace a lost income, pay for private treatment or for whatever else you feel is required.
Income Protection Insurance
Income Protection Insurance sometimes referred to as Mortgage Payment Protection and Accident and Sickness Protection – is designed to pay a monthly income to help replace any lost income, should you not be able to work due to accident or sickness.
Insurers normally limit the amount they will pay out based on your last twelve months of earnings. The monthly benefit payable is paid to you either until you return to work, you retire or if you pass away.
Buildings and Contents Insurance
Buildings insurance usually covers the structure of your home and any fixtures or fittings, garages, drives, fences, walls, out-buildings, swimming pools and tennis courts.
Insurance cover includes the cost to repair or rebuild your home if it is damaged to a set rebuild cost although some insurance companies have an unlimited level of cover.
Contents insurance is cover for your household contents, i.e. furniture, carpets, curtains, television, , kitchen equipment, ornaments, personal possessions, clothing, computers, etc. It is the total value of everything that is in your home that you would take with you if you were to move. With most contents insurance there is the ability to insure your personal possessions away form the home. This optional cover allows you to insure your personal items normally worn or carried outside the home, e.g. watches, jewellery, cameras, anywhere in the world for up to 60 days a year.
We understand that buying any Protection Policy can be a hard decision for some given the uncomfortable questions it raises. However, we know that planning for the future is important and are happy to take the time to discuss all aspects of these policies to ensure that you choose the right policy for your circumstances.
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk
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Did you know that your regular contents insurance might not cover your treasured jewellery? If its value exceeds the cap set by your insurance provider, you`ll need to include high-value cover to keep your jewellery protected.
Don`t put your valuable jewellery at risk - contact Kelly today to review your policy and ensure you have the right coverage in place. Get in touch on 0800 612 5596 for a chat.
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#jewelryofinstagram #jewelryobsessed #jewelleryaddict #jewellerylovers #jewellerylove #antiquejewelryaddiction #jewellerylover #finejewellery #vintagejewelry #antiquejewelryaddiction#jewelryaddict #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insurancepolicies
Did you know that your regular contents insurance might not cover your treasured jewellery? If its value exceeds the cap set by your insurance provider, you`ll need to include high-value cover to keep your jewellery protected.
Don`t put your valuable jewellery at risk - contact Kelly today to review your policy and ensure you have the right coverage in place. Get in touch on 0800 612 5596 for a chat.
...
#jewelryofinstagram #jewelryobsessed #jewelleryaddict #jewellerylovers #jewellerylove #antiquejewelryaddiction #jewellerylover #finejewellery #vintagejewelry #antiquejewelryaddiction#jewelryaddict #dorsetlife #insurancebrokers #insuranceconsultant #insuranceadvisor #dorsetbusiness #dorset #insurancetips #insurancepolicies
In addition to the higher interest rates and larger deposits, non-standard construction mortgages may have other specific requirements. For example, lenders may require a specialist survey of the property or ask for additional documentation.
If you`re thinking about buying a non-standard construction property, it is important to speak to a mortgage broker as early as possible.
Our team of experts is on hand to help you understand the process and ensure you get the right deal - without charging you a broker fee! Call us on 0800 612 5596 or send us a message to arrange a chat.
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
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#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
In addition to the higher interest rates and larger deposits, non-standard construction mortgages may have other specific requirements. For example, lenders may require a specialist survey of the property or ask for additional documentation.
If you`re thinking about buying a non-standard construction property, it is important to speak to a mortgage broker as early as possible.
Our team of experts is on hand to help you understand the process and ensure you get the right deal - without charging you a broker fee! Call us on 0800 612 5596 or send us a message to arrange a chat.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
As a family-run business, we always go the extra mile for our clients:
🌟 Offering a single point of contact who will cut through the jargon and answer all of your questions, big or small.
🌟 Giving you the ability to track your application progress and upload and submit your documents securely
🌟 Scheduling consultations at a time and place that suits you, even on evenings and weekends
🌟 Mix of military veterans and civilians – shared ethos, shared core values – trusted honest, open, clear advice.
We`ll look at your personal circumstances and offer tailored mortgage advice to suit your needs. And the best bit is we don`t charge a broker fee! Send us a message or give us a call on 0800 612 5596.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
As a family-run business, we always go the extra mile for our clients:
🌟 Offering a single point of contact who will cut through the jargon and answer all of your questions, big or small.
🌟 Giving you the ability to track your application progress and upload and submit your documents securely
🌟 Scheduling consultations at a time and place that suits you, even on evenings and weekends
🌟 Mix of military veterans and civilians – shared ethos, shared core values – trusted honest, open, clear advice.
We`ll look at your personal circumstances and offer tailored mortgage advice to suit your needs. And the best bit is we don`t charge a broker fee! Send us a message or give us a call on 0800 612 5596.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
A guarantor mortgage could be the answer 👇
These mortgages allow a parent or family member to guarantee your loan, making it easier for you to secure a mortgage.
But be aware that if you miss a mortgage payment, they will be responsible for paying, so it`s important to weigh up the pros and cons before making a decision.
We can look at your personal circumstances and offer advice on the best way for you to get onto the property ladder. And the best bit is we don`t charge a broker fee. Send us a message or give us a call on 0800 612 5596.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
A guarantor mortgage could be the answer 👇
These mortgages allow a parent or family member to guarantee your loan, making it easier for you to secure a mortgage.
But be aware that if you miss a mortgage payment, they will be responsible for paying, so it`s important to weigh up the pros and cons before making a decision.
We can look at your personal circumstances and offer advice on the best way for you to get onto the property ladder. And the best bit is we don`t charge a broker fee. Send us a message or give us a call on 0800 612 5596.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
We`re delighted to welcome Ashley to our team 🎉
Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well.
Having lived in Bournemouth all of his life, he`s a big fan of the sun and sea 🌊
When he isn’t helping first-time buyers (or other clients) find the right mortgage, he`s spending time with friends and family or taking his “Chief” out for a nice walk 🐶
Welcome to the team Ashley!
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#mortgagebrokeruk #mortagebrokers #ukmortgages #mortgagespecialists #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #mortgageadviser
We`re delighted to welcome Ashley to our team 🎉
Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well.
Having lived in Bournemouth all of his life, he`s a big fan of the sun and sea 🌊
When he isn’t helping first-time buyers (or other clients) find the right mortgage, he`s spending time with friends and family or taking his “Chief” out for a nice walk 🐶
Welcome to the team Ashley!
...
#mortgagebrokeruk #mortagebrokers #ukmortgages #mortgagespecialists #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #mortgageadviser
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
🕗🏡 We offer appointments at a time and place that suits you
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you.
And the best bit? We don`t charge a broker fee so our advice to you is free!
Send us a DM or call us on 0800 612 5596 to book your appointment.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date.
Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!
Call us on 0800 612 5596 or send us a message.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
...
Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
🏡 Ready to build your dream home? You`ll need a self-build mortgage that works for you!
We can help you find the right self-build mortgage to make your dream home a reality. Send us a message, or give us a call on 0800 612 5596
...
Yes Mortgage Services Limited do not charge a broker fee. Your property may be repossessed if you do not keep up repayments on your mortgage.
...
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."
Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly).
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.
...
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.
...
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
