Mortgage content: Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

New Rules for Landlords: Making Sense of the 2026 Changes

If you are a landlord, this spring is an important time to get up to date with the changes coming to the private rented sector in England. We know that keeping track of new legislation while managing your properties could feel like a lot to handle, so we have broken down the essentials to help you stay ahead.

From 1 May 2026, the first phase of the Renters’ Rights Act[1] reforms will begin. According to Government guidance, these changes could significantly alter how you manage your tenancies. These updates include the end of Section 21 ‘no-fault’ evictions, a new tenancy system, and new rules regarding rental bidding and rent in advance.

There is also a new requirement to provide tenants with the official Renters’ Rights Act Information Sheet 2026[2] on or before 31 May 2026. Taking a moment now to review your paperwork and processes could help ensure your tenancies remain clear, fair, and fully compliant. Early preparation could also reduce the risk of disputes and help create a more stable environment for both you and your tenants.

Preparing Your Portfolio

For landlords, this is not just a legal update; it is an opportunity to ensure your tenancy arrangements are clear and fit for the new rules. A sensible review of your current position could include:

  • Checking whether your tenancy documents and internal processes need updating.
  • Ensuring you understand exactly when and how the new rules apply to your properties.
  • Being ready to provide the official information sheet within the required timeframe.
  • Reviewing how you communicate changes clearly to your tenants.
  • Checking whether your mortgage and wider property plans still support your long-term strategy.

The key point is not to panic, but not to drift either. Reviewing things now gives you more time to understand the changes and make considered decisions.

Making Tax Digital (MTD) for Income Tax

Landlords should also be aware of another significant change arriving shortly. From 6 April 2026Making Tax Digital for Income Tax will begin to apply to landlords with qualifying income over £50,000.

Under these rules, affected landlords will need to keep digital records, use compatible software, and send quarterly updates to HMRC[3]. If you fall within this bracket, now is a sensible time to check if your record-keeping processes are ready for this digital shift. Early preparation could help reduce the risk of last-minute pressure or missed requirements.

How We Can Support You

While you focus on the legal and tax updates, it could also be a useful moment to review whether your current mortgage arrangements still suit your plans for the property.

As a broker with access to a comprehensive panel of lenders, we can help you navigate the current market to find the right deal for your circumstances. Whether you are looking to remortgage or expand your portfolio, we are here to provide expert guidance without charging a broker fee.

Next Steps: If you would like to discuss your mortgage options or review your current portfolio financing, please feel free to call us or book an appointment with one of our advisers.

[1] GOV.UK: Guide to the Renters’ Rights Act

[2] The Renters’ Rights Act Information Sheet 2026

[3] HMRC: Making Tax Digital for Income Tax

We do not charge a fee for mortgage advice.

Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Important Disclaimers: The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics, and images, does not, and is not intended to, substitute professional financial advice; instead, all information, content, and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information. All information is correct as of the publish date 26th March 2026.

The FCA does not regulate some forms of Buy to Lets.

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The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

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