What is a mortgage?
A mortgage, also called a mortgage loan, is the money you borrow from a lender towards the cost of a house or flat. The security for the loan is the property itself. This means that if you do not keep up your mortgage repayments, the lender may decide to get their...
7 reasons to use an independent mortgage broker
With so many costs associated with moving house, it can be tempting to cut out as many as you safely can. Many of us drum up friends instead of hiring a removal firm, while others decide to ignore the horrible décor in our new homes until the cash flow situation has...
Mortgage terminology – what does it all mean?
If you’re taking out your first mortgage, the array of acronyms and terminology can seem quite bewildering. In this blog, we explain some of the key acronyms, initials and terms you’re likely to come across – we hope it will make you feel more confident as you...
Why Use an Independent (whole of market) Mortgage Broker?
Whether you’re in the market for your first home, looking to move or simply remortgage, then you’re going to need some accurate, impartial mortgage advice. The question is then, where you get that mortgage advice and from whom? Do you go direct to a lender or do you...