Common Home-Buying Anxieties
Overcoming Common Home-Buying Anxieties to Realise Your Ownership Dreams It’s an oft-used cliché, but a very true one to say that a home is the biggest purchase you’ll ever make, so it stands to reason that some approach doing so with a degree of anxiety. From...
What are the different types of mortgages available?
Are you wondering “What are the different types of mortgages available?” What are the differences between fixed, variable, tracker and discounted mortgages? When you’re shopping around for a mortgage especially if you are a first time buyer, it can be a...
Stamp Duty – What is it?
Stamp Duty – what is it? When you buy a residential property or land in either England or Northern Ireland and its value exceeds £125k, you will have to pay what’s known as Stamp Duty Land Tax – more commonly abbreviated by estate agents and mortgage...
I’ve Come into Some Money – Should I Pay off my Mortgage?
If you’ve had a recent windfall, be it from a bonus at work, an inheritance or even a lottery win, you might be considering paying off your mortgage or at least paying off a sizeable chunk of it. Ask a reputable mortgage advisor whether doing so is a prudent move or...
What is a mortgage?
A mortgage, also called a mortgage loan, is the money you borrow from a lender towards the cost of a house or flat. The security for the loan is the property itself. This means that if you do not keep up your mortgage repayments, the lender may decide to get their...