Andrew Johnson

Author: Andrew Johnson

At Yes Mortgage Services, we offer a comprehensive range of products from across the market. Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health. Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage. We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Is Your Mortgage Deal Ending? Why a Broker could save you thousands

someone trying to work out how much money they could save by changing their mortgage deal

For most UK homeowners on a fixed-rate mortgage, the excitement of that initial deal is just the beginning. You’ll need to remortgage sooner than you might think, and failing to plan ahead could cost you a fortune.

When your introductory rate ends, your mortgage will usually revert to your lender’s expensive Standard Variable Rate (SVR). This immediate jump in interest could add hundreds of pounds to your monthly repayments, costing you thousands over the course of a year.

Act early—you could apply for a new deal up to six months before your current one ends. Starting the process early could allow you to lock in a competitive rate and ensure a seamless move to your next product, helping you avoid that costly SVR trap.

Why Speak to a Broker?

Navigating the remortgaging process can feel overwhelming, but a broker is there to help you secure the best outcome.

Access to a Huge Range of Options: We work with a comprehensive panel of lenders, allowing us to review and compare a vast array of products. You aren’t limited to just a few deals, significantly increasing your chances of finding the most competitive and suitable option.

Getting You with the Right Lender: We understand the unique lending rules of different providers and could quickly match you with a lender who is most likely to approve your application, aiming to save you time and stress.

Planning for Peace of Mind: We could also discuss crucial protection options, such as life cover or income protection, to ensure your family could still afford the mortgage payments if the unexpected happened.

We don’t charge a fee for our advice, meaning you could benefit from our expertise and access to a comprehensive panel of lenders without an upfront cost.

We do not charge a fee for mortgage advice. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.