Ashley Rich
Ashley Rich
Ashley joined the team as a Mortgage Advisor in October 2023. Β
Ashley first started his career in mortgages in 2007. Since then has covered general insurance and protection as well. Having lived in Bournemouth all of his life, he is a big fan of sun and the sea.
When he isnβt helping first time buyers (or other clients), he is spending time with friends and Β family or taking his dog “Chief” out for a nice walk.
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If you`re a member of the Armed Forces and need mortgage advice - we`re here to support you.β£
β£
We`re a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. β£
β£
We can even read military pay statements! β£
β£
Visit our website to learn more (π in bio) or give us a call on 0800 612 5596.β£
β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker
If you`re a member of the Armed Forces and need mortgage advice - we`re here to support you.β£
β£
We`re a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. β£
β£
We can even read military pay statements! β£
β£
Visit our website to learn more (π in bio) or give us a call on 0800 612 5596.β£
β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker
Worried about the unexpected?β£
β£
Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.β£
β£
But do you really need it? β£
β£
The truth is, no one likes to think about the what-ifs, but it`s always better to be cautious and ensure you`re well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.β£
β£
If you`d like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.β£
β£
β£
...β£
β£
#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection
Worried about the unexpected?β£
β£
Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.β£
β£
But do you really need it? β£
β£
The truth is, no one likes to think about the what-ifs, but it`s always better to be cautious and ensure you`re well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.β£
β£
If you`d like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.β£
β£
β£
...β£
β£
#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection
If your mortgage application gets refused, donβt think thatβs it.β£
β£
Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome
If your mortgage application gets refused, donβt think thatβs it.β£
β£
Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome
Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! β£
β£
ππ» Appointments at a time and place that suits you (including out-of-hours)β£
β£
ππ» We don`t charge a broker feeβ£
β£
ππ» We search a comprehensive panel of lenders to ensure you`re provided with the most suitable recommendation for your unique circumstancesβ£
β£
ππ» We cut through the jargon and are always on hand to answer your questionsβ£
β£
ππ» You`ll have a single point of contact and be able to easily track the progress of your application. β£
β£
ππ» Your mortgage is not just another mortgage to us β we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.β£
β£
Tap the link in our bio to learn more!β£
β£
β£
...β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice
Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! β£
β£
ππ» Appointments at a time and place that suits you (including out-of-hours)β£
β£
ππ» We don`t charge a broker feeβ£
β£
ππ» We search a comprehensive panel of lenders to ensure you`re provided with the most suitable recommendation for your unique circumstancesβ£
β£
ππ» We cut through the jargon and are always on hand to answer your questionsβ£
β£
ππ» You`ll have a single point of contact and be able to easily track the progress of your application. β£
β£
ππ» Your mortgage is not just another mortgage to us β we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.β£
β£
Tap the link in our bio to learn more!β£
β£
β£
...β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice
Excited for Army V Navy rugby at Twickenham! Who`s your bet on? Andy`s team Army, Amanda`s team Navy, and the rest of us? We`ll be busy enjoying the ice-cold refreshments! π»β£
β£
...β£
β£
#armyvnavy #armyvnavyrugby #armynavy #armynavyrugby #twickenhamstadium #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
Excited for Army V Navy rugby at Twickenham! Who`s your bet on? Andy`s team Army, Amanda`s team Navy, and the rest of us? We`ll be busy enjoying the ice-cold refreshments! π»β£
β£
...β£
β£
#armyvnavy #armyvnavyrugby #armynavy #armynavyrugby #twickenhamstadium #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
House hunting this weekend? It can be easy for things to slip your mind when you arrive at a house viewing. So, before you head out, create a list of your must-haves and questions to ask.β£
β£
Here are some things you might want to include:β£
β£
πΉ Take a walk around the neighbourhood, does it have the sense of community and the amenities you`re looking for?β£
β£
πΉ Ask about the fixtures and fittings included in the sale.β£
β£
πΉ Enquire about any work done to the house and if proper permission was sought.β£
β£
πΉ Keep an eye out for any signs of damp, plumbing issues, electrical problems, or ageing to the roof.β£
β£
πΉ Imagine yourself living in the space. Is there enough space for your furniture and belongings? Are the sockets in convenient places?β£
β£
πΉ Most importantly, ask yourself if it`s the type of place you want to call home.β£
β£
Do you have other house-hunting tips to share? Leave them in the comments below! And remember to save this for later.β£
β£
...β£
β£
#housebuyingtips #houseviewing #housebuying #movehouse #ukmortgages #mortgageadvice
House hunting this weekend? It can be easy for things to slip your mind when you arrive at a house viewing. So, before you head out, create a list of your must-haves and questions to ask.β£
β£
Here are some things you might want to include:β£
β£
πΉ Take a walk around the neighbourhood, does it have the sense of community and the amenities you`re looking for?β£
β£
πΉ Ask about the fixtures and fittings included in the sale.β£
β£
πΉ Enquire about any work done to the house and if proper permission was sought.β£
β£
πΉ Keep an eye out for any signs of damp, plumbing issues, electrical problems, or ageing to the roof.β£
β£
πΉ Imagine yourself living in the space. Is there enough space for your furniture and belongings? Are the sockets in convenient places?β£
β£
πΉ Most importantly, ask yourself if it`s the type of place you want to call home.β£
β£
Do you have other house-hunting tips to share? Leave them in the comments below! And remember to save this for later.β£
β£
...β£
β£
#housebuyingtips #houseviewing #housebuying #movehouse #ukmortgages #mortgageadvice
Choosing the right mortgage can be daunting, but making a smart decision is really important for your financial health. β£
β£
So, let`s break down the difference between fixed rate and variable rate mortgages.β£
β£
π Fixed rateβ£
β£
The interest rate is fixed for an agreed period of time (usually between two and five or ten years). β£
β£
While the interest rates are usually higher than for variable mortgages, you have the security of knowing it wonβt rise.β£
β£
π Variable rateβ£
β£
The interest rate can go up or down in accordance with the lender`s base rate. β£
β£
This means that your monthly payments may fluctuate, but you could potentially benefit from lower interest rates if the base rate drops.β£
β£
We`re here to help you weigh the pros and cons for your unique situation. Don`t hesitate to reach out with questions, and hit follow for more tips.β£
β£
...β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips
Choosing the right mortgage can be daunting, but making a smart decision is really important for your financial health. β£
β£
So, let`s break down the difference between fixed rate and variable rate mortgages.β£
β£
π Fixed rateβ£
β£
The interest rate is fixed for an agreed period of time (usually between two and five or ten years). β£
β£
While the interest rates are usually higher than for variable mortgages, you have the security of knowing it wonβt rise.β£
β£
π Variable rateβ£
β£
The interest rate can go up or down in accordance with the lender`s base rate. β£
β£
This means that your monthly payments may fluctuate, but you could potentially benefit from lower interest rates if the base rate drops.β£
β£
We`re here to help you weigh the pros and cons for your unique situation. Don`t hesitate to reach out with questions, and hit follow for more tips.β£
β£
...β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips
Considering paying off your mortgage early? Here are some key things to consider:β£
β£
πΉ If you have an incentivised or discounted mortgage deal, paying it off early could lead to hefty penalties. β£
β£
Before making a decision, be sure to calculate if the potential interest savings outweigh the early repayment charges.β£
β£
πΈ Take into account your mortgage interest rate compared to other types of borrowing. β£
β£
If you have other loans or credit card debt with higher interest rates, it might be better for your overall financial health to pay those debts off first.β£
β£
πΉ Ensure that it makes financial sense for your specific circumstances. β£
β£
If you stand to lose a significant amount of money, itβs clearly not a good idea, regardless of how good it might sound to say that youβre mortgage-free.β£
β£
We`re here to guide you through the various pitfalls involved in obtaining a mortgage, remortgaging and even paying off your mortgage.β£
β£
And the best bit is... We don`t charge a broker fee!β£
β£
Tap the link in our bio to learn more or call us on 0800 612 5596.β£
β£
And remember to save this for later!β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#payoffmortgage #payoffdebt #homeownerlife #homeownertips #homeownergoals #moneytips
Considering paying off your mortgage early? Here are some key things to consider:β£
β£
πΉ If you have an incentivised or discounted mortgage deal, paying it off early could lead to hefty penalties. β£
β£
Before making a decision, be sure to calculate if the potential interest savings outweigh the early repayment charges.β£
β£
πΈ Take into account your mortgage interest rate compared to other types of borrowing. β£
β£
If you have other loans or credit card debt with higher interest rates, it might be better for your overall financial health to pay those debts off first.β£
β£
πΉ Ensure that it makes financial sense for your specific circumstances. β£
β£
If you stand to lose a significant amount of money, itβs clearly not a good idea, regardless of how good it might sound to say that youβre mortgage-free.β£
β£
We`re here to guide you through the various pitfalls involved in obtaining a mortgage, remortgaging and even paying off your mortgage.β£
β£
And the best bit is... We don`t charge a broker fee!β£
β£
Tap the link in our bio to learn more or call us on 0800 612 5596.β£
β£
And remember to save this for later!β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#payoffmortgage #payoffdebt #homeownerlife #homeownertips #homeownergoals #moneytips
Being a small team that really loves helping people buy, remortgage, and protect their homes, we couldn`t be more proud to be rated 5 stars on Trustindex! π With over 230 reviews from happy clients, it just goes to show the care and expert knowledge our team put into their work.β£
β£
And the best bit? We don`t charge a broker fee!β£
β£
Tap the link in our bio to learn more, or give us a call on 0800 612 5596 to arrange a chat. β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #ukpropertymarket
Being a small team that really loves helping people buy, remortgage, and protect their homes, we couldn`t be more proud to be rated 5 stars on Trustindex! π With over 230 reviews from happy clients, it just goes to show the care and expert knowledge our team put into their work.β£
β£
And the best bit? We don`t charge a broker fee!β£
β£
Tap the link in our bio to learn more, or give us a call on 0800 612 5596 to arrange a chat. β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #ukpropertymarket
It`s no secret that improving your home is a great way to increase it`s value, and the benefits extend beyond the indoors.β£
β£
By transforming your outdoor space, you will add value and create an inviting oasis for entertaining and unwinding.β£
β£
Need to free up some cash to bring your dream space to life? A remortgage could be the solution!β£
β£
Get in touch and we`ll evaluate your situation and help you make informed decisions on the remortgage options available to you. β£
β£
And did we mention - we don`t charge a broker fee!β£
β£
Send us a DM or call us on 0800 612 5596 to chat with one of our mortgage advisors.β£
β£
...β£
β£
#loveproperty #houseowner #homeownerlife #homeownertips #homeimprovement #loveyourhome #moneymanagementtips
It`s no secret that improving your home is a great way to increase it`s value, and the benefits extend beyond the indoors.β£
β£
By transforming your outdoor space, you will add value and create an inviting oasis for entertaining and unwinding.β£
β£
Need to free up some cash to bring your dream space to life? A remortgage could be the solution!β£
β£
Get in touch and we`ll evaluate your situation and help you make informed decisions on the remortgage options available to you. β£
β£
And did we mention - we don`t charge a broker fee!β£
β£
Send us a DM or call us on 0800 612 5596 to chat with one of our mortgage advisors.β£
β£
...β£
β£
#loveproperty #houseowner #homeownerlife #homeownertips #homeimprovement #loveyourhome #moneymanagementtips
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!β£
β£
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #housebuying #mortgagetips #ukmortgages #mortgagespecialists
Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!β£
β£
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
...β£
β£
#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #housebuying #mortgagetips #ukmortgages #mortgagespecialists
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:β£
β£
π The cost of the property you`re looking to purchase.β£
β£
π The size of your deposit.β£
β£
π Your income and financial affordability, which considers your monthly commitments and any future obligations.β£
β£
These factors, combined, will determine your eligibility and help shape the amount you can borrow. β£
β£
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our friendly advisors can help you understand your eligibility and guide you towards making informed decisions about your mortgage. β£
β£
Our advice to you is FREE, so get in touch for a chat - call us on 0800 612 5596 or visit our website to learn more.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
β£
...β£
β£
#buyingahouse #mortgageadvice #mortgagetips #mortgagebroker #firsttimebuyertips
There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:β£
β£
π The cost of the property you`re looking to purchase.β£
β£
π The size of your deposit.β£
β£
π Your income and financial affordability, which considers your monthly commitments and any future obligations.β£
β£
These factors, combined, will determine your eligibility and help shape the amount you can borrow. β£
β£
We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our friendly advisors can help you understand your eligibility and guide you towards making informed decisions about your mortgage. β£
β£
Our advice to you is FREE, so get in touch for a chat - call us on 0800 612 5596 or visit our website to learn more.β£
β£
...β£
β£
β£
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.β£
β£
β£
...β£
β£
#buyingahouse #mortgageadvice #mortgagetips #mortgagebroker #firsttimebuyertips
