Can Mortgage Brokers get a better rate

the Yes mortgages team

Don’t leave finding the right mortgage to chance

Getting a mortgage is one of the biggest financial decisions you’ll make, so it’s important to get it right and you may be wondering “Can Mortgage Brokers get a better rate?” Using a professional mortgage adviser will ensure you receive knowledgeable and professional advice for your mortgage needs and often they have access to lenders or rates you would not find via the mortgage comparison sites.

Our advisers provide expert advice and support throughout the entire process, from initial assessment through to completion of the mortgage loan agreement, helping to make sure that your specific requirements are met.

In addition, we provide guidance on a range of services, to help save you time and money in comparison with other options available. With our knowledge of the market, we are well placed to identify the right mortgage deal for you, using our experience and expertise to secure an optimal outcome for your financial situation.

5 reasons why you should speak to the Yes Mortgage Services Team

  1. Professional advice – We have the expertise and experience to provide you with tailored advice on your particular circumstances. We know what’s available in the market and can help you find the right mortgage solution for your needs.
  2. Expert knowledge – We will guide you through the various products available, giving you the benefit of our expert knowledge and understanding of how these products work. We’ll also be able to advise on any changes that may occur after taking out a mortgage, such as if interest rates rise or fall.
  3. Time savings – We’ll help save you a lot of time researching mortgages yourself. Not only do we have access to a wide range of products, but we also have the ability to quickly compare these and provide you with advice on the right one for your needs.
  4. Accessibility – We are easily accessible and can be contacted by phone or email at any time. This means that if you have any questions or require further information, we will be able to assist without delay.
  5. Negotiating power – We can help you take advantage of our negotiation skills when it comes to finding the right mortgage deal for you. Our knowledge and expertise in dealing with lenders gives us the upper hand when it comes to bargaining for favourable terms. We’ll also be able to advise on potential offers and rate discounts that may be available.

Finding the right mortgage

Ultimately, our mortgage advisers will enable you to find the right mortgage to suit your needs and ensure a smooth application process. We’ll be with you every step of the way, making sure that all your needs are met and that you get the best possible outcome.  We are what’s typically called as a whole of market mortgage broker – so we get to work with over 120+ lenders, getting to know the specific needs and requirements of the Underwriters. This often also means we have access to a greater variety of deals than you might find on your own when exploring the mortgage comparison sites.   You might be able to snag a deal with reduced administrative fees or an extended fixed rate that you wouldn’t come across in a lender’s advertised offerings, both of which could potentially save you a good amount of money now or in the future.

We understand the importance of providing professional and transparent advice that reflects your individual needs. We always strive to ensure you are fully informed of all aspects of the process, while taking into account affordability criteria and other essential considerations. With our help, you can be confident that your mortgage is right for you, both now and in the future.  We work with you to ensure that you are thinking about your future home needs. 

Considering taking out a mortgage?

Don’t settle for a mortgage with unfavorable terms or a high interest rate simply because you don’t know where to start. A whole of market mortgage broker such as us, can help you navigate the complex mortgage market and find the most suitable product for your unique situation.

So why wait? Take action today, with our expertise and guidance, you’ll be one step closer to achieving your dream of owning a home in the UK.  Email us on [email protected] or use the chat function here on the website.

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At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Yes Mortgage Services

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[email protected]

We don’t charge a broker fee

We are on Instagram
Life throws curveballs, don't let a leaky roof be one! Building insurance provides peace of mind knowing your home's structure is covered. Talk to Kelly, our insurance advisor, to find the right coverage for your mortgage.⁣
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Get in touch on 0800 612 5596 or tap the link in our bio.⁣
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#buildingsinsurance #protectyourhome #dorsetlife #insurancebrokers #insuranceadvisor #dorsetbusinessowners

Life throws curveballs, don`t let a leaky roof be one! Building insurance provides peace of mind knowing your home`s structure is covered. Talk to Kelly, our insurance advisor, to find the right coverage for your mortgage.⁣

Get in touch on 0800 612 5596 or tap the link in our bio.⁣

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#buildingsinsurance #protectyourhome #dorsetlife #insurancebrokers #insuranceadvisor #dorsetbusinessowners
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Connor joined our team back in July 2017!  He's lived all around the Southwest, from Cornwall to Bristol, and now he's found his sweet spot in Wellington, Somerset—right between the two!⁣
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When he's not crunching numbers, you'll find him whipping up some delicious dishes, hosting get-togethers with friends and family or enjoying the delights at his local cider farm🍺🌿⁣
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All of our mortgage advisors (Connor included) are ready to help you whether you're looking to remortgage, buy your first home, or upgrade to a new one. The best bit is we don't charge a broker fee! Get in touch on 0800 612 5596 or send us a DM⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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#ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry

Connor joined our team back in July 2017! He`s lived all around the Southwest, from Cornwall to Bristol, and now he`s found his sweet spot in Wellington, Somerset—right between the two!⁣

When he`s not crunching numbers, you`ll find him whipping up some delicious dishes, hosting get-togethers with friends and family or enjoying the delights at his local cider farm🍺🌿⁣

All of our mortgage advisors (Connor included) are ready to help you whether you`re looking to remortgage, buy your first home, or upgrade to a new one. The best bit is we don`t charge a broker fee! Get in touch on 0800 612 5596 or send us a DM⁣


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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry
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We're flying the flag for Somerset! ⁣
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With a team spread across the Southwest, we're proudly celebrating #SomersetDay and sending a special shoutout to our amazing mortgage advisor, Connor, who's lucky enough to live there.⁣
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Let's have a bit of fun - how many of these places can you name? Share your score in the comments 👇⁣
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#somersetlife #loveforsomerset #visitsomerset #somerset #somersetday

We`re flying the flag for Somerset! ⁣

With a team spread across the Southwest, we`re proudly celebrating #SomersetDay and sending a special shoutout to our amazing mortgage advisor, Connor, who`s lucky enough to live there.⁣

Let`s have a bit of fun - how many of these places can you name? Share your score in the comments 👇⁣


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#somersetlife #loveforsomerset #visitsomerset #somerset #somersetday
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So you've found your dream home and now it's time to apply for a mortgage. Here's what a lender will usually want to know:⁣
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👉 Your income, including any pensions, investments or financial support you receive (e.g. child benefit)⁣
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👉 Your other financial commitments like household bills, overdraft payments and whether you have any children.⁣
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👉 Any potential lifestyle changes that might affect your ability to make repayments in the future, such as having a baby, taking redundancy, or returning to education.⁣
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👉 To prove your incomings and outgoings, you'll need to provide payslips, tax forms, and details of any financial arrangements you have (e.g. car payments, paying off your student loan, pension contributions). You'll also need to show household bills, council tax bills, insurance paperwork, and any invoices for childcare.⁣
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Don't worry if this sounds overwhelming - our team of experts is here to guide you through the process. Give us a call at 0800 612 5596 or visit our website (🔗 in bio) to learn more.⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage.  Yes Mortgage Services Limited do not charge a broker fee.⁣
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#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips

So you`ve found your dream home and now it`s time to apply for a mortgage. Here`s what a lender will usually want to know:⁣

👉 Your income, including any pensions, investments or financial support you receive (e.g. child benefit)⁣

👉 Your other financial commitments like household bills, overdraft payments and whether you have any children.⁣

👉 Any potential lifestyle changes that might affect your ability to make repayments in the future, such as having a baby, taking redundancy, or returning to education.⁣

👉 To prove your incomings and outgoings, you`ll need to provide payslips, tax forms, and details of any financial arrangements you have (e.g. car payments, paying off your student loan, pension contributions). You`ll also need to show household bills, council tax bills, insurance paperwork, and any invoices for childcare.⁣

Don`t worry if this sounds overwhelming - our team of experts is here to guide you through the process. Give us a call at 0800 612 5596 or visit our website (🔗 in bio) to learn more.⁣


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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips
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Just because your current mortgage lender worked for you in the past doesn't mean it's still the best fit for your current needs...⁣
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By exploring what other lenders have on offer, you might discover better deals that are more suited to your current needs!⁣
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Whether you're looking to save money, release equity, or consolidate debt, we're here to guide you through the remortgage process. ⁣
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Give us a call on 0800 612 5596 - our advice to you is FREE!⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
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#remortgageuk #houseowner #homeownerlife #homeownertips  #howtosavemoney #houseaddictive

Just because your current mortgage lender worked for you in the past doesn`t mean it`s still the best fit for your current needs...⁣

By exploring what other lenders have on offer, you might discover better deals that are more suited to your current needs!⁣

Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. ⁣

Give us a call on 0800 612 5596 - our advice to you is FREE!⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#remortgageuk #houseowner #homeownerlife #homeownertips #howtosavemoney #houseaddictive
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If you're a member of the Armed Forces and need mortgage advice - we're here to support you.⁣
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We're a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. ⁣
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We can even read military pay statements! ⁣
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Visit our website to learn more (🔗 in bio)  or give us a call on 0800 612 5596.⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
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#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker

If you`re a member of the Armed Forces and need mortgage advice - we`re here to support you.⁣

We`re a team of (ex-military) Mortgage Advisors, who understand the pressures you face and speak your language - from the terminology to the banter of service life. ⁣

We can even read military pay statements! ⁣

Visit our website to learn more (🔗 in bio) or give us a call on 0800 612 5596.⁣


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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#armedforces #militaryfamily #ukarmedforces #ukmilitary #ukveterans #forcesfamilies #ukveteranowned #mortgagebroker
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Worried about the unexpected?⁣
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Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.⁣
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But do you really need it? ⁣
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The truth is, no one likes to think about the what-ifs, but it's always better to be cautious and ensure you're well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.⁣
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If you'd like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣
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#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection

Worried about the unexpected?⁣

Income protection insurance can provide you with a monthly income to replace any lost income if an accident or sickness keeps you from working.⁣

But do you really need it? ⁣

The truth is, no one likes to think about the what-ifs, but it`s always better to be cautious and ensure you`re well-covered. You can breathe a little easier, knowing that your financial well-being is safeguarded.⁣

If you`d like help in finding the right policy for you, our insurance advisor Kelly is on hand. Send us a message, or call us on 0800 612 5596.⁣


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#incomeprotection #financialplanning #moneylessons #mortgagebrokers #mortgageprotection
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If your mortgage application gets refused, don’t think that’s it.⁣
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Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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#mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome

If your mortgage application gets refused, don’t think that’s it.⁣

Our experts know the market inside out and can help you find lenders more inclined to consider your circumstances and process your application. Give us a call on 0800 612 5596 or tap the link in our bio.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome
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Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! ⁣
⁣
👉🏻 Appointments at a time and place that suits you (including out-of-hours)⁣
⁣
👉🏻 We don't charge a broker fee⁣
⁣
👉🏻 We search a comprehensive panel of lenders to ensure you're provided with the most suitable recommendation for your unique circumstances⁣
⁣
👉🏻 We cut through the jargon and are always on hand to answer your questions⁣
⁣
👉🏻 You'll have a single point of contact and be able to easily track the progress of your application. ⁣
⁣
👉🏻 Your mortgage is not just another mortgage to us – we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.⁣
⁣
Tap the link in our bio to learn more!⁣
⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice

Arranging a mortgage can be extremely time-consuming and stressful - so we aim to make it easy! ⁣

👉🏻 Appointments at a time and place that suits you (including out-of-hours)⁣

👉🏻 We don`t charge a broker fee⁣

👉🏻 We search a comprehensive panel of lenders to ensure you`re provided with the most suitable recommendation for your unique circumstances⁣

👉🏻 We cut through the jargon and are always on hand to answer your questions⁣

👉🏻 You`ll have a single point of contact and be able to easily track the progress of your application. ⁣

👉🏻 Your mortgage is not just another mortgage to us – we know this is your home and probably your largest financial commitment, and we want to make it as simple as possible for you.⁣

Tap the link in our bio to learn more!⁣


...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#loveproperty #housebuying #movehouse #ukmortgages #mortgageadvice
...

0 0
Excited for Army V Navy rugby at Twickenham! Who's your bet on? Andy's team Army, Amanda's team Navy, and the rest of us? We'll be busy enjoying the ice-cold refreshments! 🍻⁣
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#armyvnavy #armyvnavyrugby #armynavy #armynavyrugby #twickenhamstadium #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

Excited for Army V Navy rugby at Twickenham! Who`s your bet on? Andy`s team Army, Amanda`s team Navy, and the rest of us? We`ll be busy enjoying the ice-cold refreshments! 🍻⁣

...⁣

#armyvnavy #armyvnavyrugby #armynavy #armynavyrugby #twickenhamstadium #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
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House hunting this weekend? It can be easy for things to slip your mind when you arrive at a house viewing. So, before you head out, create a list of your must-haves and questions to ask.⁣
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Here are some things you might want to include:⁣
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🔹  Take a walk around the neighbourhood, does it have the sense of community and the amenities you're looking for?⁣
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🔹  Ask about the fixtures and fittings included in the sale.⁣
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🔹  Enquire about any work done to the house and if proper permission was sought.⁣
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🔹  Keep an eye out for any signs of damp, plumbing issues, electrical problems, or ageing to the roof.⁣
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🔹  Imagine yourself living in the space. Is there enough space for your furniture and belongings? Are the sockets in convenient places?⁣
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🔹  Most importantly, ask yourself if it's the type of place you want to call home.⁣
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Do you have other house-hunting tips to share? Leave them in the comments below! And remember to save this for later.⁣
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...⁣
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#housebuyingtips #houseviewing #housebuying #movehouse #ukmortgages #mortgageadvice

House hunting this weekend? It can be easy for things to slip your mind when you arrive at a house viewing. So, before you head out, create a list of your must-haves and questions to ask.⁣

Here are some things you might want to include:⁣

🔹 Take a walk around the neighbourhood, does it have the sense of community and the amenities you`re looking for?⁣

🔹 Ask about the fixtures and fittings included in the sale.⁣

🔹 Enquire about any work done to the house and if proper permission was sought.⁣

🔹 Keep an eye out for any signs of damp, plumbing issues, electrical problems, or ageing to the roof.⁣

🔹 Imagine yourself living in the space. Is there enough space for your furniture and belongings? Are the sockets in convenient places?⁣

🔹 Most importantly, ask yourself if it`s the type of place you want to call home.⁣

Do you have other house-hunting tips to share? Leave them in the comments below! And remember to save this for later.⁣

...⁣

#housebuyingtips #houseviewing #housebuying #movehouse #ukmortgages #mortgageadvice
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2 0
Choosing the right mortgage can be daunting, but making a smart decision is really important for your financial health. ⁣
⁣
So, let's break down the difference between fixed rate and variable rate mortgages.⁣
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🔒 Fixed rate⁣
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The interest rate is fixed for an agreed period of time (usually between two and five or ten years). ⁣
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While the interest rates are usually higher than for variable mortgages, you have the security of knowing it won’t rise.⁣
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📈 Variable rate⁣
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The interest rate can go up or down in accordance with the lender's base rate. ⁣
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This means that your monthly payments may fluctuate, but you could potentially benefit from lower interest rates if the base rate drops.⁣
⁣
We're here to help you weigh the pros and cons for your unique situation. Don't hesitate to reach out with questions, and hit follow for more tips.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips

Choosing the right mortgage can be daunting, but making a smart decision is really important for your financial health. ⁣

So, let`s break down the difference between fixed rate and variable rate mortgages.⁣

🔒 Fixed rate⁣

The interest rate is fixed for an agreed period of time (usually between two and five or ten years). ⁣

While the interest rates are usually higher than for variable mortgages, you have the security of knowing it won’t rise.⁣

📈 Variable rate⁣

The interest rate can go up or down in accordance with the lender`s base rate. ⁣

This means that your monthly payments may fluctuate, but you could potentially benefit from lower interest rates if the base rate drops.⁣

We`re here to help you weigh the pros and cons for your unique situation. Don`t hesitate to reach out with questions, and hit follow for more tips.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#firsttimebuyeruk #firstimehomebuyers #propertyladder #firsttimehomeowners #firsttimebuyertips
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