Older Borrower – Is age just a number when it comes to getting a mortgage?

Older borrower face significant challenges in accessing the mortgage market – yes or no?

People are living longer than ever before, and often buying property much later in life than previous generations. There are any number of reasons why someone could be seeking a mortgage over the age of 50.

With an ageing population, the UK will see a rising demand for mortgages from older borrowers. The Office for National Statistics (ONS) predicts that by 2050, one in four people in the UK will be aged 65 and over.

An older borrower is often in a stronger financial position than the younger age group. They are further into their career and often earn more than younger borrowers. Their children may have left home, and they may have already come into a family inheritance. But over the last few years, older borrowers have faced significant challenges in accessing the mortgage market.

In 2014, legislation known as the Mortgage Market Review (MMR) led to many banks and building societies refusing to lend to existing mortgage holders where the term would take the borrower over the age of 65.

More emphasis was placed on affordability, which meant lenders must now look closely at the income and outgoings of mortgage applicants. This leaves older borrowers in their fifties and above with a reduced choice of mortgage products in the UK.

This, plus changes to state pension and retirement laws, including the abolishment of the compulsory retirement age, means the choices for borrowing later in life are limited. Here’s why, and what you can do in this situation.

IS IT HARDER TO GET A MORTGAGE AS AN OLDER BORROWER?

Unfortunately, yes, it is. All mortgage providers have a maximum age for their products. This can be your age at the time of application or your age at the end of the mortgage term.

If a mortgage provider has a maximum age of 70 at the end of the mortgage term, as many do, you will find that they have fewer mortgages available to you after you turn 45, since you’ll no longer be eligible for 25-year mortgages (the most common length term).

The number of mortgages available to you will decrease as you get older.

[click_to_tweet tweet=”“Once you’re approaching retirement age, you’ll have more work to do to convince a mortgage provider that you’ll have sufficient income to cover your mortgage and living expenses throughout the full term of the mortgage.”” quote=”“Once you’re approaching retirement age, you’ll have more work to do to convince a mortgage provider that you’ll have sufficient income to cover your mortgage and living expenses throughout the full term of the mortgage.””]

IS THIS A COMMON PROBLEM?

Increasingly so. These days, many people move home in later life. You might be relocating to enjoy your retirement, downsizing after your children have flown the nest, or moving to be closer to family. No matter what the reason, you will be looking for a mortgage from a smaller pool of options.

Even if you have no plans to move, you could be affected if you need to remortgage your current home, for example, at the end of your fixed rate mortgage period.

How difficult it is for you to get a mortgage will depend on your age at the time of application, how much you want to borrow, and the period you want to repay over.

WHY IS IT HARDER TO GET A MORTGAGE AS AN OLDER BORROWER?

When lending you money, mortgage providers want to be sure that they’ll get that money back. And, they have a responsibility as lenders to ensure that you won’t be left with debt you can’t pay. According to the Mortgage Market Review (MMR) in 2014, they are required to anticipate foreseeable changes in your circumstances over the term of the mortgage, particularly regarding retirement and your expected retirement income.

Once you’re approaching retirement age, you’ll have more work to do to convince a mortgage provider that you’ll have sufficient income to cover your mortgage and living expenses throughout the full term of the mortgage.

HOW CAN YOU FIND A MORTGAGE AS AN OLDER BORROWER?

This is partly a matter of persistence, as there are mortgages available for older borrowers if you look hard enough. So whether you are looking for a mortgage or a remortgage here are a few tips if you are an older borrower:

  1. Shop around. Different mortgage providers have different maximum ages, so others might still accept you even if your first choice won’t.
  2. Speak to a broker. They will sometimes have access to more mortgages than you can find yourself, and can do the time- consuming work of checking maximum ages for you.
  3. Look for shorter-term mortgages, for example, a 10-year mortgage if you’re over 55. That way you can plan to repay it before you retire (though your repayments will be higher than with longer mortgages).
  4. Inform your mortgage provider if you have plans to delay retirement beyond the full term of the mortgage. They will need to assess the feasibility of your plans.
  5. Provide evidence of your retirement income. In some cases, you might have plenty of pension savings or guaranteed pension income, which will be sufficient to convince your mortgage provider that you can afford the repayments.

WHAT ARE YOUR OTHER OPTIONS AS AN OLDER BORROWER?

If you’re still unable to find a suitable mortgage, you can look into other options, such as:

  • Retirement interest-only mortgages, for which you only pay the interest on your loan, and it is repaid in full after you die, move into residential care or sell the property.
  • Equity release, which can provide a cash lump sum while you continue to live in your current home, which again is repaid after you die, move into residential care or sell the property.

These options are only available after the age of 55 and if you are considering either of these, we have a Later Life Lending Specialist Team (and a website dedicated to Specialist Mortgages) who focus purely on supporting these needs.

So if you are an older borrower, or someone who is wondering if you are ever too old to apply for a mortgage loan? The mortgage process focuses on your ability to make repayments as you get older. Chances are, if your profession enables you to work later on in life you may be okay, but if age is likely to stop you working, this may not be the case. Either way, understanding what lenders will consider can help you be prepared and know what to expect. So instead of worrying, check out our Later Life Lending pages or book a call and let us help you identify what is right for you.

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At Yes Mortgage Services, we offer a comprehensive range of products from across the market.

Irrespective of whether you are looking to buy a new home, re-mortgage an existing property, or looking to protect your family from the unpredictability that life throws at it or protect your income if you are unable to work due to accident or ill health.

Yes Mortgage Services are committed to offering you the highest possible standards of service. We can undertake the whole process from answering the initial questions through to handling multiple product applications. Ensuring that everyone gets treated with the same urgency and maintaining your best interests are our main goals irrespective of the value of the mortgage.

We recognise that both we and our customers have everything to gain if we look after your best interests and treat you fairly in all aspect of our dealings with you.

Yes Mortgage Services

Contact Us

YES Mortgage Services Limited
The Old Barn
Brooklands Farm
Mannington
Wimborne
BH21 7JU

Hours
Monday – Friday 0900 – 1700

Contacts
0800 612 5596
[email protected]

We don’t charge a broker fee

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A guarantor mortgage could be the answer 👇⁣
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These mortgages allow a parent or family member to guarantee your loan, making it easier for you to secure a mortgage. ⁣
⁣
But be aware that if you miss a mortgage payment, they will be responsible for paying, so it's important to weigh up the pros and cons before making a decision.⁣
⁣
We can look at your personal circumstances and offer advice on the best way for you to get onto the property ladder. And the best bit is we don't charge a broker fee. Send us a message or give us a call on 0800 612 5596.⁣
⁣
...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
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#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

A guarantor mortgage could be the answer 👇⁣

These mortgages allow a parent or family member to guarantee your loan, making it easier for you to secure a mortgage. ⁣

But be aware that if you miss a mortgage payment, they will be responsible for paying, so it`s important to weigh up the pros and cons before making a decision.⁣

We can look at your personal circumstances and offer advice on the best way for you to get onto the property ladder. And the best bit is we don`t charge a broker fee. Send us a message or give us a call on 0800 612 5596.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
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We're delighted to welcome Ashley to our team 🎉⁣
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Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well. ⁣
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Having lived in Bournemouth all of his life, he's a big fan of the sun and sea 🌊⁣
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When he isn’t helping first-time buyers (or other clients) find the right mortgage, he's spending time with friends and family or taking his “Chief” out for a nice walk 🐶⁣
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Welcome to the team Ashley!⁣
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We`re delighted to welcome Ashley to our team 🎉⁣

Ashley started his career in mortgages in 2007 and has since covered general insurance and protection as well. ⁣

Having lived in Bournemouth all of his life, he`s a big fan of the sun and sea 🌊⁣

When he isn’t helping first-time buyers (or other clients) find the right mortgage, he`s spending time with friends and family or taking his “Chief” out for a nice walk 🐶⁣

Welcome to the team Ashley!⁣


...⁣


#mortgagebrokeruk #mortagebrokers #ukmortgages #mortgagespecialists #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #mortgageadviser
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Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!⁣
⁣
Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.⁣
⁣
...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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Getting a mortgage on a non-standard property may involve higher interest rates or larger deposit requirements, but with careful planning and expert help, your homeownership dreams can become reality!⁣

Our team of experts are on hand to connect you with accommodating lenders and help negotiate favourable terms. Click the link in our bio to learn more.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#nonstandardconstruction #thatchedroof #gradeii #thatchedcottage #property #newhouse #housebuying #homebuyertips #mortgagetips #movingtips #dreamhome #homesweethome #househunting #homesearch #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
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🕗🏡 We offer appointments at a time and place that suits you⁣
⁣
So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you're not busy with work - we are available for you. ⁣
⁣
And the best bit? We don't charge a broker fee so our advice to you is free!⁣
⁣
Send us a DM or call us on 0800 612 5596 to book your appointment.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
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#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

🕗🏡 We offer appointments at a time and place that suits you⁣

So whether you need mortgage advice in the evenings once the kids have gone to bed or at the weekend when you`re not busy with work - we are available for you. ⁣

And the best bit? We don`t charge a broker fee so our advice to you is free!⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
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If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it's always a good idea to make sure your details are up to date. ⁣
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Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness

If you’re not registered to vote, or you’re still registered at an old address, it can affect your chances of getting a mortgage. Banks and lenders use the electoral roll for basic identity checks, so it`s always a good idea to make sure your details are up to date. ⁣

Are you ready to take on the exciting journey towards homeownership? Follow us for more tips on securing the right mortgage for you.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgageadvice #mortgagehomes #propertymarket #hampshirelife #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #mortgageadvisor #nobrokerfee #dorset #mortgagesmadesimple #dorsetbusiness
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When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣
⁣
But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣
⁣
If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee! 

Call us on 0800 612 5596 or send us a message.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

When your current mortgage deal comes to an end, you’ll be transitioned to your mortgage lender’s standard variable rate which often had higher interest rates and costs you more money.⁣

But if you secure a new mortgage deal before your current one expires you can transition smoothly into your new mortgage, avoiding your lender’s high-cost standard variable rate and ultimately saving you money!⁣

If the thought of remortgaging is sending your head in a spin, get in touch. Our team of experts can guide you to find the most suitable remortgage options for your unique situation - without charging you a broker fee!

Call us on 0800 612 5596 or send us a message.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage
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"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣
⁣
Looking for mortgage advice? Rest assured, we'll be by your side every step of the way. We'll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty

"After a fantastic recommendation from a friend Andrew came to see us regarding a Mortgage dilemma, which he solved immediately. Great company and will recommend to anyone needing a mortgage. He made it uncomplicated and gave us the best advice. Thanks Andrew."⁣

Looking for mortgage advice? Rest assured, we`ll be by your side every step of the way. We`ll cut through the jargon, answer any questions you have, and ensure you get the best possible outcome. Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset #mortgageexperts #westcountry #mortgage #nobrokerfee #homemovermortgage #lookingtomove #homebuyer #movinghouses #homebuyingprocess #homebuyersguide #housemovers #buyingahome #ukproperty
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What's the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣
⁣
Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation

What`s the best mortgage? How much can I borrow? What deposit do I need? 🤯 It can all be a bit much when buying your first house.⁣

Our mortgage advisors are here to guide you every step of the way, cutting through the jargon and answering any questions you may have (even the ones you think might be silly). ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
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1 0
There's no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣
⁣
👉 The cost of the property you're looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣
⁣
These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣
⁣
We know navigating the mortgage process can be overwhelming, but we're here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣
⁣
Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣

👉 The cost of the property you`re looking to purchase.⁣
👉 The size of your deposit.⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣

These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣

We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our expert team can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣

Our advice to you is FREE, so why not get in touch for a chat - call us on 0800 612 5596 or send a DM⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
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The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here's what you need to know in a nutshell:⁣
⁣
🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It's completely interest-free! ⁣
🏡 Whether it's your first home or a move to accommodate your family's changing needs, this scheme has you covered.⁣
⁣
Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
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The Forces Help to Buy Scheme is exclusively available to regular servicemen and servicewomen in the armed forces. Here`s what you need to know in a nutshell:⁣

🏡 Borrow up to 50% of your salary, with a maximum cap of £25,000.⁣
🏡 It`s completely interest-free! ⁣
🏡 Whether it`s your first home or a move to accommodate your family`s changing needs, this scheme has you covered.⁣

Our team of (ex-military) mortgage advisors are here to provide guidance and answer any questions you may have about this scheme. Send us a DM or call us on 0800 612 5596 - our advice to you is FREE!⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#military #navy #armedforces #raf #militaryfamily #britisharmy #royalnavy #britisharmedforces #ukarmedforces #ukmilitary #mortgagebroker #mortgageadviser #mortgagespecialists #mortgageloans #dorset #mortgagesmadesimple #wellingtonsomerset #dorsetbusiness #mortgageexperts #westcountry #royalairforceuk #armedforcescommunity #ukveterans #militarypersonnel #ukaf #armedforcescovenant #forcesfamilies #ukveteranowned #forceshelptobuy
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Sticking with the same mortgage lender may not always be the wisest choice. ⁣
⁣
Just because your current lender worked for you in the past doesn't mean it's still the best fit for your current needs.⁣
⁣
So, it's crucial to take your time and explore what different lenders have to offer. ⁣
⁣
By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣
⁣
Whether you're looking to save money, release equity, or consolidate debt, we're here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣
⁣
Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#homeownerlife #moneymanagementtips #refinanceyourmortgage #refinancemortgage #homeowner #remortgages #mortgageuk  #homeownertips #financialeducation #lovewhereyoulive #homeimprovements #remortgageuk #propertyeducation #housetips #homesweethome #mortgageadvice #ukmortgages #mortgagespecialists #mortgages #hampshirebusiness #ukmortgage #mortgagesuk #wellingtonsomerset  #mortgageexperts #westcountry #mortgage

Sticking with the same mortgage lender may not always be the wisest choice. ⁣

Just because your current lender worked for you in the past doesn`t mean it`s still the best fit for your current needs.⁣

So, it`s crucial to take your time and explore what different lenders have to offer. ⁣

By comparing products and rates, you can make a well-informed decision that aligns with your goals and financial situation.⁣

Whether you`re looking to save money, release equity, or consolidate debt, we`re here to guide you through the remortgage process. Our team of experts has the knowledge and experience to help you navigate the maze of options.⁣

Send us a message, or call us on 0800 612 5596 - our advice to you is FREE!⁣

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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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